credits granting conditions
Between October 1 and December 31, 2024, for the loans granted to customers from micro, small and medium businesses, the value of the Reference Index will be:
- for loans granted in MDL – 3,37%;
- for loans granted in USD until April 1, 2024 - 5.28% (LIBOR 3M);
for loans granted in USD from April 1, 2024 - 5.34% (SOFR); - for loans granted in EUR – 3,47%.
Under the Government Program for supporting entrepreneurs “373”:
- for loans granted until May 24, 2024 (for the period July 1, 2024 - December 31, 2024):
- for loans granted in MDL - 3.46%;
- for loans granted in USD/EUR – 1.65%;
- for the credits granted from May 24, 2024 (for the period October 1, 2024 – December 31, 2024):
- for loans granted in MDL - 3.37%;
- for loans granted in USD/EUR – 1.55%.
Between October 1 and December 31, 2024, for loans granted to Corporate customers, the value of the Reference Index will be:
- for loans granted in MDL – 3,37%;
- for loans granted in USD (Libor 3M) - 5.27823%;
for loans granted in USD, as from 01.04.2024 (SOFR) - 5.34%; - for loans granted in EUR – 3,469%.
Reherence Index value |
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customer type |
micro, small and medium businesses |
Corporate |
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Loans granted between |
MDL (%) |
USD (%) |
EUR (%) |
MDL (%) |
USD (%) |
EUR (%) |
July 1 - September 30, 2024 |
3,46 |
5,60/5,35 |
3,78 |
3,46 |
5,60156/5,35 |
3,7820 |
April 1 - June 30, 2024 |
4,01 |
5,59/5,31 |
3,94 |
4,01 |
5,59273/5,31 |
3,9380 |
January 1 – March 31, 2024 |
4,38 |
5,64 |
3,96 |
4,38 |
5,63 |
3,96 |
October 1 – December 31, 2023 |
4,68/7,62** |
5,66 |
3,77 |
4,68 |
5,66391 |
3,7700 |
July 1 - September 30, 2023 |
7,62 |
5,50 |
3,46 |
7,62 |
5,49857 |
3,462 |
April 1 - June 30, 2023 |
11,07*/13,42** |
4,98 |
2,78 |
11,07 |
4,98114 |
2,7830 |
January 1 – March 31, 2023 |
12,10 |
4,77 |
1,97 |
13,42 |
4,7650 |
1,9720 |
October 1 – December 31, 2022 |
12,10 |
3,14 |
0,71 |
12,10 |
3,14414 |
0,7120 |
July 1 – September 30, 2022 |
9,47 |
1,63 |
0 |
9,47 |
1,62600 |
0 |
April 1 – June 30, 2022 |
6,14 |
0,51 |
0 |
6,14 |
0,51 |
0 |
January 1 – March 31, 2022 |
4,12 |
0,17 |
0 |
4,12 |
0,17463 |
0 |
* for loans granted in MDL between 10.11.2021 - 16.02.2023
**for loans in granted in MDL between 01.09.2021 - 09.11.2021