Agro loan for working capital

legal entities especially for farmers Agro loan for working capital

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about

Do you need to pay your suppliers for seeds, diesel, fertilizers, salaries, or other business expenses, but you don't have enough funds?

AGRO working capital loans are the right solution to cover expenses and help you get a good harvest.

Amount:

up to 70% of the annual sales volume / revenues
for newly established businesses- up to 1, 000, 000 MDL

Currency: loans are granted in MDL, USD or EUR

Term: up to 36 months, with the possibility of a grace period for the loan - up to 8 months, and a grace period for interest - up to 6 months

Collateral: we offer flexible solutions, including the possibility to access unsecured loans of up to 6,000,000 MDL

Additional options:

you can use the funds for covering both current expenses and investment needs for your business, such as purchasing or repairing transport vehicles/agricultural equipment/ machinery or acquiring agricultural land
you can use the funds to refinance loans contracted at other financial institutions
you can access the loan both from maib resources and current OFI resources
you can benefit from loans for working capital through credit partnerships agreements

Benefits:

ensuring business continuity
additional financing sources
quick access and flexibility in using financial resources
personalized repayment conditions
possibility of obtaining a loan without collateral
support for newly established businesses
improving relations with suppliers

How to apply for an online loan

Fill in the online form

Coordinate all details remotely with maib. Receive the preliminary offer by email

Sign the necessary documents and take the money

To request the loan tranche or to refund the credit in advance, access the corresponding button

loan tranche credit refund

requirements

If you own a business registered under the current legislation, have a stable financial situation and do not have any restrictions or overdue debts, apply for the right loan for your business.

commission fees

The floating interest rate is set based on the reference index or the cost of resources (in the case of loans from International Financial Organizations). It is determined when the loan is granted and depends on the segment, financial rating, loan collateral and funding source.

Rates and commissions, applied by maib to credit products.

required documents

Articles of incorporation of the enterprise (except maib customers);
Identity card of the administrator and of the founders;
Other documents that the bank may request.

Description:
To simplify financing businesses, we decided to take over some of their responsibilities by launching the pledge registration through maib service.

How it works:
The service implies the registration of the mortgage right in favour of the bank in the Real Estate Register, for loan applications with a pledge of up to 3,000,000 MDL. The commission for this service is 1000 MDL/Cadastral number, regardless of the value of the pledged property.

Fees/Price:
The price for the pledge registration service through maib service is 1.000 MDL/Cadastral number

Benefits:

The registration service offered by maib allows the disbursement of balances on the same day as the submission of the loan application and the application for pledge registration through maib.
It is no longer necessary to go to the PSA to submit the documents for registering the pledged asset.
The price for registering the mortgage right in favour of the bank in the Real Estate Register from PSA, within one working day, is 1.100 MDL/Cadastral Number. In contrast, the commission for the pledge registering service through maib is 1.000 MDL/ Cadastral number.

Requirements:

The pledge registration service through maib can only be used for cadastral numbers not already pledged or encumbered with a mortgage or not owned by third parties and not undergoing foreclosure proceedings.
The maximum amount of loan for which the pledge registration service from maib can be used is 3 million MDL.
The service is only available in addition to pledged loan applications and cannot be used separately from the loan products offered by maib

submit your online credit application

fill in the fields below

step 1 of 2 legal entity data and credit details
step of 2

fiscal code *

company name *

name / surname of the administrator *

administrator IDNP *

administrator's phone number *

amount ^*

currency

Programul de finantare

the purpose of the credit

working capital financing

choose the period

months

de la 3 luni

60 months

i, as administrator, will constitute the surety of the credit

yes

not

i have read and agree to the Security Policy and the Conditions for submitting and reviewing the electronic credit application.

we guarantee the security of the information provided when completing the online request

OTP *

Received!

the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.

if you apply outside office hours, on weekends or holidays, we will contact you the next working day.

Warning!

Within 24 hours you have the possibility to submit a single application. There is already a pending request registered on your behalf. Come back later to submit another request.