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Pay by link
works on Instagram, Facebook, WhatsApp, or anywhere you chat with your customers
about
pay by Link makes it easy to get paid, wherever you’re talking to your customers. Just create a payment link, send it in a message, and get the money in seconds — no website or card reader needed. All you need is your phone. It’s great for fast orders, chats on social media, or regular customers who prefer to pay quickly using their card or phone with Google Pay or Apple Pay.
essential steps
01
activation
you open the necessary accounts at maib and sign the commercial agreement, including the merchant onboarding form
02
operation
manage payment links directly from your merchant dashboard: track transactions, issue refunds, and send links – all in real time
03
pricing
după semnarea contractului, doar completezi ancheta și ai acces la cabinetul comthe service is available 24/7. the commission starts from 1.3% of the transaction amount, plus a fixed fee of 1 MDL per authorized payment
frequent questions
Pay-by-link is an alternative cashless payment service that does not require integration with an e-commerce platform or the use of a POS terminal. Merchants can generate payment links directly from the dedicated platform, with no additional technical development needed.
The system supports payments made with cards issued by international networks such as Mastercard and Visa. It is also compatible with digital wallets like Google Pay (https://www.maib.md/en/persoane-fizice/servicii-digitale/google-pay) and Apple Pay (https://www.maib.md/en/persoane-fizice/servicii-digitale/apple-pay), allowing customers to complete transactions quickly and securely from mobile devices.
The solution is tailored for merchants operating outside traditional online sales channels, such as:
- travel agencies, hotels, and guesthouses
- individual service providers – consulting, training, coaching
- micro-businesses or social media–based sellers without a dedicated website
- Complete the application form (link to form) to initiate the onboarding process
- Sign the commercial agreement and open the required accounts (https://www.maib.md/en/devino-client#product-form)
- Complete the merchant questionnaire sent after contract signing, in accordance with KYC compliance requirements
No. The service is designed to function independently from any e-commerce platform. Merchants can generate and send payment links via email or other channels directly from their maib merchant dashboard.
For technical support or additional questions, call 1314 or complete the contact form (https://www.maib.md/en/persoane-juridice/e-commerce/plati-prin-link#product-form). A specialized consultant will guide you through activation and usage.
Funds collected through payment links are transferred to the merchant’s current account on the next working day. Transaction processing is aligned with the bank’s operational schedule.
Request e-commerce Pay by link
Congratulations!
Your request has been successfully sent and will be processed from Monday to Friday between 9 AM and 5 PM
If you submitted your request on non-working hours, on weekends or holidays, we will contact you on the next working day.
Thank you for choosing maib!