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Visa business Platinum is a premium card for businesses.
It is ideal for those who often send their employees on business trips, organize business meetings such as business lunches with partners in restaurants, spend a high amount and are accustomed to exceptional convenience. The card is easy to use and gives the cardholder access to additional privileges and benefits from Visa.
The first 350 customers who make a single purchase at least 1001 MDL at any PECO station in the country and pay with a Visa Business Platinum card will enjoy 1000 MDL cashback. The rules can be found here.
The client is responsible for all financial obligations related to the cashback, including taxes and fees as required by law.
Rates:
: 150 MDL / 7 USD / 7 EUR
*Free of charge for purchases of 20 000 MDL/ 1 000 EUR/1 000 USD.
Visa business Platinum:
- Has all the functionality of a physical card.
- It is more convenient to keep on your smartphone.
- Validity period: 4 years.
- 0% fee when topping up card account via ATM or bank transfer.
- Control over payments made by setting spending limits for cardholders.
- Elimination of advance statements to employees.
- Cash withdrawals abroad: up to 1000 EUR/USD, 20 000 MDL monthly - free.
- Safety and security:
- security by reducing the risk of cash handling;
- payments with the Google Wallet, Apple Wallet, Garmin Pay e-wallets;
- secure internet shopping thanks to 3D Secure;
- GCAS (Global Customer Assistance Services) - Visa's Global Customer Assistance Service, emergency cash release service, blocking and replacing lost and stolen cards.
The deposits of individuals and legal entities are guaranteed up to the coverage level of MDL 100,000. More details here.
business card delivery
Maib team is pleased to announce the launch of our business card delivery service.
What are the benefits for the client?
- Maximum convenience: You no longer need to visit our branches to pick up your business card. We make sure it arrives directly at the office.
- Time-saving: Time is precious in the business world, and with our delivery service, you save time that you can use to focus on developing your company.
- Security and confidentiality: We deliver business cards securely and confidentially, protecting throughout delivery.
How does it work?
- Place your order: Come to any maib branch and order a business card.
- Choose the address: Indicate the address (office address, home address) where you want the delivery to be made.
- Schedule the delivery: Choose a convenient date and time for delivery.
- Receive the card: Don't worry, you will soon receive your business card.
We're here to make running your business as simple and efficient as possible.
commission fees
| Card type |
Visa Platinum business |
Visa Platinum business |
Visa Platinum business
|
Notes | |
| Card account currency: | EUR | USD | MDL | ||
| Conditions for opening/closing the current account and card issuance: | |||||
| Fee for opening a current account with Businesscard | 0.00 | ||||
| Minimum initial amounton the account | |||||
| Card issuance fee | |||||
| Fee forurgent card issuance (in addition to the card issuance fee) | 10.00 | 200.00 | It is automatically charged when the card is issuing from the 2258 card account | ||
| Monthly administration fee for each card | 7.00 or 0* | 150.00 or 0* | The fee is charged on the first calendar day of each month for the previous full month | ||
| Card validity period | 4 years | ||||
| Minimum account balance | 0.00 | ||||
| Fee for closing the current account | 25.00 | 350.00 |
It is charged on the day of application for closing account. In the case of closing the account at the bank's initiative, the following amount is charged: - for the account in MDL – up to 350 MDL, -for the account in FC – up to 25 EUR/ USD, up to maximaze of the available balance,including when the company is liquidated. |
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| Monthly fee for the administration of the account during the process of closing | within the available balance but not more 5.00 | within the available balance but not more 100.00 |
It is сharged within the available balance on the account under the following conditions: 1. not more: - in national currency - 100 MDL, - in foreign currency - 5 EUR/USD |
||
| Card reissuance conditions: | |||||
| Reissuance of the card in case of expiration | 10.00 | 200.00 | It is automatically charged when the card is reissued from the 2258 card account | ||
| Card reissuance in case of loss, theft, damage, compromise, or other cases | 15.00 | 225.00 | With the bank's approval, the commission is not charged if the card was compromised due to other reasons that are not the responsibility of the cardholder. | ||
| Commission fees: | |||||
| Top-up the card account: | |||||
| in cash at the branch maib by collection order | 0.00 | ||||
| at the maib ATM | - | 0.00 MDL | Top-up is foreign currecy is not allowed. | ||
| Changing the PIN code: | |||||
| maib ATMs | 1 transaction/month- free, the others.00 | 1 transaction/month- free, the others 20.00 | It is charged at the time of the transaction. | ||
| ATMs of other banks in the Republic of Moldova/ abroad | 1.00 | 20.00 | |||
| Cash withdrawal fee: | |||||
| ATM maib/Banking POS in maib branches | 1.20% | Cash withdrawals in maib branch, POS and ATMs are made only in MDL. Maximizare cash withdrawal limit per day (00:00- 24:00) – 200 000 MDL | |||
| Banking POS in maib branches | Within the limit of the available balance | ||||
| ATM/ bank POS in the branches of other banks in Moldova |
1.20% a minimum of 1.50 |
1.20% a minimum of 25.00 |
Suppose the currency of the transaction differs from the currency of the card account. In that case, the transaction amount is converted at the rate for maib card operations established on the date of processing the transaction. | ||
| ATMs/ bank POS of other banks abroad |
up to 1000 EUR/USD monthly - free, the others 1.20%, a minimum of 3.00 |
up to 20,000 MDL/monthly - free, the others |
|||
| Commission fee for settlement at branches maib without presenting the card |
1.20% |
It is charged when the transaction is carried out. | |||
| The monthly cash withdrawal amount from the card account in bank offices and ATMs abroad | 10 000 EUR | The limit established on the card account by the National Bank of the Republic of Moldova is modified per the NBM regulations. | |||
| Paying for purchases at merchants, including Internet transactions: | |||||
| from the Republic of Moldova | 0.00 | ||||
| from abroad | |||||
| Registration of the transferred amounts in the card account: | |||||
| from other banks in the Republic of Moldova | 0% | ||||
| from abroad of the Republic of Moldova in foreign currency | |||||
| by transferring to the card through Visa Inc./Mastercard Inc. international payment system. | |||||
| top-up the account by “credit-voucher”/ “original credit” | |||||
| Viewing (with or without printing) card account balance : | |||||
| in maib branches/ATMs for viewing, performed within a calendar month | 5 transaction / month – free, the others 0.06 | 5 transactions / month – free, the others 1.20 | It is collected at the time of the transaction. | ||
| in the branches/ATMs of other banks in the Republic of Moldova/abroad (each view) | 0.50 | 10.00 | |||
| through remote access channels, for viewing, performed during a calendar month | 30 transactions / month – free, the others 0.06 | 30 transactions / month – free, the others 1.20 | |||
| Requesting the miniaccount statement: | |||||
| at maib ATMs for the statement, requested within a calendar month | 3 transactions / month – free, the others 0.07 | 3 transactions / month – free, the others 1.40 | It is collected at the time of the transaction. | ||
| through remote access channels for requests made within a calendar month | 30 transactions / month – free, the others 0.07 | 30 transactions / month – free, the others 1.40 | |||
| Requesting the monthly statement: | |||||
| monthly statement by email | 0.00 | ||||
| each additional statement requested at the branch maib | 1.00 | 20.00 | It is collected at the time of the transaction. | ||
| Interests rate: | |||||
|
Variable interest on available balance from the card account (including the tminimum account balance): |
according to the Pricing Policy for banking products and services provided to SME customers | ||||
| Other conditions : | |||||
| Penalty for unauthorized account overdraft | 20.00% annual | 40.00% annual | The penalty applies to the amount of the unauthorized overdraft from the 6th (sixth) day of registration. | ||
| Investigating, contesting and managing disputes regarding transactions carried out on the territory of the Republic of Moldova, per transaction | 1.00 | 20.00 | The commission fee for the investigation, contestation and administration of disputes regarding transactions carried out abroad/on the territory of the Republic of Moldova is retained per transaction, regardless of its results. Exceptions are cases of disputes | ||
| Investigating, contesting and managing disputes regarding transactions made abroad, per transaction | 10.00 | 200.00 | |||
| Card blocking in case of loss, theft, damage | 0.00 | ||||
| Cashing and payment operations through internet banking | in accordance with the Rates and Commissions applied to non-credit products/services provided to legal entities | It is collected at the time of the transaction. | |||
Commission fees for premium cards from 01.05.2024
benefits
The first 350 customers who make a single purchase at least 1001 MDL at any PECO station in the country and pay with a Visa Business Platinum card will enjoy 1000 MDL cashback. The rules can be found here.
Concierge VISA Available 24/7 via WhatsApp, Telegram and Viber, this service provides professional assistance with legal advice, travel arrangements, restaurant bookings, taxi calls, entertainment and more. Access the service via our chatbot. Contact Visa Concierge Service:
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Access to Lounge Key Conditions and validity of the offer can be found here. |
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Airport Priority Service - Fast Track International Enjoy this free service until 31.12.2024. This priority service allows cardholders to go through airport formalities quickly, including check-in, luggage, security checks and passport control, saving time at international airports. Conditions and validity of the offer can be found here. |
Cashback on Hotel Bookings Receive up to 6% cashback on bookings through Booking.com, one of the world's leading online travel platforms with over 28 million accommodation options. Cashback is credited to the currency of your card account. Conditions and validity of the offer can be found here. |
Insurance We offer full insurance cover for:
The insurance period is 90 days for one travel, but not more than 183 days in a year. If a trip takes more than 90 days, it will be considered completely uninsured. More details about the types of insurance, terms and general conditions can be found here. Insurance certificates and insurance contract can be downloaded after registering your Visa card here. |
For insurance claims, please contact: Visa Concierge Service:
The insurance company:
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Platinum Business Cards Internal Fraud Protection Insurance What does it cover?
How to file a complaint?
This insurance helps the company recover losses caused by unauthorized use of Platinum Business cards by employees. For more details, click here. |
Discount on car rental Renting a car is now even easier. To unlock a 10% discount, simply pay for your rental with a Visa Platinum Business card at Rentalcars.com. How it works:
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Special offers for small businesses from Visa partners
Whatever stage your business is at, you will receive expert assistance. Check out the offers below from our partners for website creation, online sales development, cashless payment acceptance, marketing and other offers. Read more here.
Get USD 20 off when you purchase a Solis Lite with Power Bank and 5GB of Global Pay-per-GB Data, with your Visa Business Card
Skyroam Solis – is a dual 4G/LTE global hotspot and power bank that provides ultra-fast, secure and affordable mobile data in over 130 countries.
Get 10% off online English courses at the British Council with your Visa Business card.
The British Council is a British organization dedicated to international cultural and educational opportunities.
Get 20% off self-paced courses by Simpliv with a Visa Business card
Simpliv is a global online learning marketplace that is changing people's lives by offering online learning on a wide range of topics.
Benefit from platform setup fees and up to 32% off greytHR, with your Visa Business Card
greytHR is the first fully integrated cloud-based HR and payroll software. Its automation capabilities and affordable price make greytHR the preferred choice for over 15,000 brands worldwide, including industry leaders such as Chai Point, Volvo, Teamlease and Hexaware
Get 30% off your first year of an Access People HR subscription with a Visa Business Card
Access Group is one of the leading providers of business management software for SMBs in the UK, Ireland and Asia Pacific.
Get a free 1-month trial of Codeblu Learning Management Solution for up to 40 employees, with your Visa Business card
Codeblu is a next generation digital skills development and enterprise learning solution that offers a learning platform
Get $5,000 of promotional credits on AWS Activate with a Visa Business card.
AWS Activate provides startups with various benefits, including AWS credits, technical support, and training to help grow your business.
Get a domain and email/website builder/hosting starting at $1.49/month with a Visa Business card.
ResellerClub is an ICANN accredited registrar that empowers web professionals to attract SMB clients online.
Get USD 1,000 credits on Shopify Plus, along with benefits across Shopify apps, with your Visa Business Card
Shopify is an online company that has been developing software for online and retail stores for over 15 years. This commercial platform will allow you to start, grow and manage your business
Get up to 9% off your AWS monthly billing with a Visa Business Card
Amazon Web Services (AWS) is the world's most widely deployed and powerful cloud platform, providing over 200 full-featured services for data centers around the planet
Get 12% off on your monthly Microsoft Azure billing, with your Visa Business card
Microsoft Azure is Microsoft's cloud platform that provides the ability to develop, run applications, and store data on servers located in distributed data centers.
Get 10% off conference rooms and HQ memberships
HQ Global Workplaces Inc. provides offices in the business center industry. The company offers solutions for private offices, teams, meeting rooms and virtual offices both on a short and long-term basis.
Get 10% off Coworking & Meeting Rooms at Spaces, plus free one-day access to any Spaces Coworking & Meeting Room
Spaces is a company created to take care and ensure your comfort during the work process around the world, wherever you are.
Get a monthly Google Workspace subscription starting at $3 with a Visa Business card.
Google Workspace gives an opportunity to collaborate on the Internet in a whole new way and increase business productivity.
Get 30% off your first year of an Access EasyPay subscription with a Visa Business Card
Access EasyPay is a smart, intuitive payroll and HR solution trusted by over 4,000 companies and 18,000 users
Get 50% off on 3 months of the pro plan and free access to WhatsApp Business API, with your Visa Business card
BotSpace is the fastest chatbot platform for automating customer support on WhatsApp, Messenger, Instagram, Twitter and other social media messaging channels
Get 50% off on 3 months of the pro plan and free access to WhatsApp Business API
BotSpace is the fastest chatbot platform for automating customer support on WhatsApp, Messenger, Instagram, Twitter and other social media messaging channels
Get a 25% discount on software rental and an additional 1 month of Exotel free use
Exotel is the emerging market's leading end-to-end customer engagement platform
Get $10,000 worth credits on Freshworks products
Freshworks is a cloud-based customer relationship management (CRM) system that helps small and medium-sized businesses organize and automate sales, marketing, and customer service workflows.
Get 10% off Google Cloud Platform Monthly Billing, with your Visa Business Card
Google Cloud Platform is a set of cloud computing services that run on the same infrastructure that Google uses for its end user products such as Google Search, Gmail, Google Drive and YouTube
Get 20% extra credits on a minimum billing of USD 200
Kaleyra is an API-based platform for interaction with your customers through personalized messaging, chatbots, programmable voice services, and more.
Get 30% off ProfitBooks SMB Plan
ProfitBooks is the best inventory management software trusted by 35,000 companies in the US, UAE, India and 21 other countries
Regus makes every effort to ensure that your working hours are as comfortable as possible for you and your employees.
Get 10% off conference rooms, business lounges, co-working spaces, virtual offices at Regus, and free one-day access to any Regus service, with your Visa Business Card
Get 50% off all BuildMyLogo plans with a Visa Business card.
BuildMyLogo is a service that will help you bring your logo idea to life.
Get up to $1,500 of credits for LinkedIn Ads/Services with a Visa Business card.
LinkedIn is the world's largest professional network with over 850 million members in over 200 countries and regions. First Page is a global effective marketing and digital advertising company. By seeing your business goals, the company implements an integrated digital strategy backed by data.
Get 25% off your first year of Pipedrive subscription with a Visa Business card
Pipedrive is the No.1 easy-to-use CRM tool for users to generate more qualified leads and grow your business.
Get up to $1,500 of credits for Reddit Ads/Services with a Visa Business card.
Reddit is an online platform with 430 million users that will suit businesses with any target audience. First Page is a global effective marketing and digital advertising company. By seeing your business goals, the company implements an integrated digital strategy backed by data.
Get up to $1,500 of credits for Twitter Ads/Services with a Visa Business card.
Twitter is a microblogging system that allows users to post short text notes via a web interface, instant messaging services, SMS, or third-party programs. First Page is a global effective marketing and digital advertising company. By seeing your business goals, the company implements an integrated digital strategy backed by data.
Get promo code worth USD 125 and 60% off Adzooma Plus, with your Visa Business Card
Microsoft Advertising is a service that provides pay-per-click advertising and allows advertisers to target their ads by limiting them to a specific set of demographics
Get up to USD 1,500 Google ads/service credits, with your Visa Business Card
Google Ads is a specialized system for placing contextual advertising on the pages of the Google search engine and on partner websites of the display network, which allows for the profitable use of all the advantages of advertising on the Internet: show ads to the target audience, at the right time and in the right place
Get 20% off your annual HBR Digital subscription, with your Visa Business Card
Harvard Business Review is a monthly non-fiction magazine dedicated to various business management issues.
Get 20% off your purchase of new iStock subscriptions, with your Visa Business Card
iStock – is a global microstock photography provider that offers millions of photos, illustrations, clip art, videos, and audio tracks.
Get up to USD 1,500 Meta Ads and service credits, with your Visa Business Card
Meta Ads is an all-in-one tool for creating and publishing ads on Facebook, Messenger, Instagram and the Meta Audience Network
frequent questions
The issuance of Visa business Platinum cards for legal entities is accessible to existing customers of the bank, through maib branches. The right to apply for the issuance of business card is reserved exclusively for the authorised person of the legal entity (Administrator).
You can set the PIN code at any maib ATM, POS terminal in the branch or directly in the maibank app.
How to set or change the PIN code online for your business card through maibank?
- Access the maibank app;
- Choose the business card for which you want to configure the PIN;
- Select the "Set PIN code" option from the card menu;
- Enter a four-digit PIN code that you want;
- Repeat the new PIN code for confirmation;
- Complete the process through standard authorization methods.
The card with physical support will be active after setting the PIN code in maibank.
If you have forgotten/lost the set PIN, change the PIN code in maibank without reissuing the card. For this, select the "Change PIN code" option from the card options and follow the steps similar to the settings.
The use of the card for making payments, with the physical insertion of the card in the POS terminal, will be possible only after a successful transaction with contact at any maib ATM (physical insertion in the ATM) and confirmation with the new PIN code set in maibank (e.g. Balance check, Cash withdrawal).
Activating the card via ATM and POS terminal:
To set the PIN code, you need the activation code, which you will automatically receive via SMS from the short number 6242 on the 3rd day after the card is issued.
The PIN is set, and the card is activated at maib ATMs or POS terminals in maib branches/agencies.
To set the PIN at maib ATMs, do the following:
- Insert the card into the ATM and select the language;
- Enter and confirm the activation code received via SMS from the short number 6242;
- Set the PIN and repeatedly confirm the entered PIN;
After setting the PIN, the card is automatically activated.
To set the PIN at POS terminals in maib branches/agencies, follow the instructions of the bank employee:
- enter the PIN code you want and confirm;
- reenter the PIN code desired and confirm;
- enter the activation code received by SMS and confirm.
After setting the PIN, the card is automatically activated.
If you lost or did not receive the SMS with the activation code from the short number 6242, you can request the Activation Code using one of 3 ways:
- Send an SMS from the phone number to the short number 6242, indicating the last 4 digits of the card. The SMS must not contain spaces and characters other than the last 4 digits of the card or
- Select the "Activation code" function in the maibank app and indicate the phone number* and the last 4 digits of the card you own. This is the case for new customers - cardholders of the Bank or
- Select the inactive card from the list of cards in the maibank app. This is for existing customers - cardholders.
Changing the phone number to which the SMS with the Activation Code is sent can only be done at bank branches upon your request.
Receiving the activation code and requesting the activation code is carried out using the phone number indicated in the profile of the designated holder whose name the card is issued in the bank's system.
Free topping up methods:
- At maib CDM terminals: for those authorised to deposit cash, according to the specimen signature sheet (with first and second signature rights).
- 24/7, prin internet ba 24/7, via internet banking, the funds will be credited to the account balance on the next working day after the transaction is made.
- At any maib cash-in ATM: using the physical card, with immediate access to the cash received, but which will be credited to your account balance the next working day.
- At maib cash desks: with ID for those authorised to deposit cash, the money will be credited immediately.
- By bank transfer to the card account.
Withdrawal methods:
- Without using the physical card: at any maib ATM, equipped with NFC technology, via Google Wallet, Apple Wallet, or Garmin Pay.
- Without using the physical card: at POS terminals at bank cash desks, via Google Wallet, Apple Wallet, Garmin Pay.
- Using the physical card: insert the card into the ATM or touch the card to the NFC indicator if the ATM is equipped with this technology.
- Money transfer from your card account via payment order.
Through internet banking, you can access information about the status of your card account and a wide range of banking services: e-statements, payment processing, exchange rate information, payment history, etc. The maib business app provides real-time access to your company accounts with maximum flexibility and security.
The following operations can be performed from the app:
- Payment of public services, fees, charges, fines and other taxes to the national public budget through the Government Electronic Payment Service (MPay);
- Signing payments;
- Viewing balances and statements for each card;
- Receive notifications for all payments made;
- Obtaining and sharing bank requests;
- Information about the status and expiry date of a card.
Activate SMS notifications - you will be constantly informed about the status of transactions, deposits and withdrawals on your card.
The maib business bot allows you to access account status information and receive transaction notifications from Telegram or Viber. You can also view the balance and statement for any available company account.
For immediate assistance, you can call 1314.
Please fasten your seatbelts, great news is coming soon! As of October 1, 2024, Visa is changing its lounge service provider to the DragonPass platform, providing an even more pleasant travel experience.
At Chisinau International Airport, Visa Platinum Business cardholders will have access to the Lounge Key program services. Simply present your physical card at the lounge area until November 30, 2024.
At airports in other countries, starting October 1, 2024, the exclusive DragonPass offer will be available through the Visa Airport Companion app or the Visa Concierge chatbot.
- Download the Visa Airport Companion app from the App Store or Play Market.
- Register your eligible Visa Premium cards in the app.
- Find the lounge you want access to and press the “Walk In” button.
- Press the “Membership” button to get digital access.
- Visa Concierge chatbot
- Access ChatBot Visa Concierge.
- Find the "Lounge" button in the main menu.
- Check service availability for added cards.
- Press "Get a digital membership card" for digital access.
We strongly recommend that you register before your flight to enjoy a comfortable airport lounge experience.
Special offers in Republic of Moldova for premium cards
All you need to do is activate your Visa Platinum Business card and use it to pay for a one-off purchase of at least 1001 MDL at any PECO station in the country.
Act now, as this exclusive offer is only available to the first 350 customers.
The Visa Platinum Business card in physical format can be requested at any maib branch.
The digital Visa Platinum Business card can be applied for through the maib business app.
Hurry and be one of the 350 lucky customers!
The rules can be found here.
* The customer is responsible for all financial obligations arising from the receipt of the cashback (payment of taxes and duties in compliance with the law).
Visa Platinum business and Visa Platinum business Digital cardholders can enjoy significant discounts when travelling with Letz Taxi:
- 50% discount for rides to and from Chișinău airport. Offer valid until 09/30/2025.
- 20% discount for travel within Chișinău, Orhei, Ungheni, Cahul, Leova, Soroca, Leova, Ungheni, Leova, Soroca and Bălți. Offer valid until 30.09.2025.
Download the https://letz.md/ app and add your Visa Platinum business card as the main payment method to take advantage of the offer. We wish you successful business and pleasant travelling with Letz Taxi.
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the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.
if you apply outside office hours, on weekends or holidays, we will contact you the next working day.