Carduri digitale Visa Platinum Business - maib

legal entities premium cards Visa Platinum Digital Business

Issuance fee

free

Cash collection

free

Monthly service

free*

about

Visa Business Digital Platinum is a premium card for businesses.

It is ideal for those who often send their employees on business trips, organize business meetings such as business lunches with partners in restaurants, spend a high amount and are accustomed to exceptional convenience. The card is easy to use and gives the cardholder access to additional privileges and benefits from Visa.

The first 350 customers who make a single purchase at least 1001 MDL at any PECO station in the country and pay with a Visa Business Platinum card will enjoy 1000 MDL cashback. The rules can be found here.

Rates:

Monthly service: 150 MDL / 7 USD / 7 EUR
*Free of charge for purchases of 20 000 MDL/ 1 000 EUR/1 000 USD.

Advantages of the Visa Business Digital Platinum card:

Has all the functionality of a physical card.
It is more convenient to keep on your smartphone.
Validity period: 8 years.
0% fee when topping up card account via ATM or bank transfer.
Control over payments made by setting spending limits for cardholders.
Elimination of advance statements to employees.
Cash withdrawals abroad: up to 1000 EUR/USD, 20 000 MDL monthly - free.
Safety and security:
- security by reducing the risk of cash handling;
- payments with the Google Wallet, Apple Wallet, Garmin Pay e-wallets;
- secure internet shopping thanks to 3D Secure;
- GCAS (Global Customer Assistance Services) - Visa's Global Customer Assistance Service, emergency cash release service, blocking and replacing lost and stolen cards.

All maib deposits are guaranteed according to Law on the Guarantee of Deposits in Banks No 160 of June 22, 2023. Details here.

rates

Card type	Visa Business Digital Platinum DEBIT	Visa Business Digital Platinum DEBIT	Visa Business Digital Platinum DEBIT	Notes
Card account currency:	EUR	USD	MDL
Conditions for opening/closing the current account and card issuance:
Fee for opening a current account with Businesscard	0.00
Minimum initial amounton the account
Card issuance fee
Fee forurgent card issuance (in addition to the card issuance fee)	0		0	On Digital card types not applicable
Monthly administration fee for each card	7.00 or 0*		150.00 or 0*	The fee is charged on the first calendar day of each month for the previous full month
Card validity period	8 years
Minimum account balance	0.00
Fee for closing the current account	25.00		350.00	It is charged on the day of application for closing account. In the case of closing the account at the bank's initiative, the following amount is charged: - for the account in MDL – up to 350 MDL, -for the account in FC – up to 25 EUR/ USD, up to maximaze of the available balance,including when the company is liquidated.
Monthly fee for the administration of the account during the process of closing	within the available balance but not more 5.00		within the available balance but not more 100.00	It is сharged within the available balance on the account under the following conditions: 1. not more: - in national currency - 100 MDL, - in foreign currency - 5 EUR/USD 2. debited from the account on the 10th day after the end of the 30-day period, starting from the date of application for application for closing account. 3. does not apply in case of lack of funds on the closing account (zero/negative account balance) or for other accounts in maib 4. The maximum total amount of commission paid by the client under this tariff is no more than 2000 MDL / 100 USD / 100 EUR.
Card reissuance conditions:
Reissuance of the card in case of expiration	0		0	On Digital card types not applicable
Card reissuance in case of loss, theft, damage, compromise, or other cases	0		0	On Digital card types not applicable
Commission fees:
Top-up the card account:
in cash at the branch maib by collection order	0.00
at the maib ATM	-		0.00 MDL	Top-up is foreign currecy is not allowed.
Changing the PIN code:
maib ATMs	1 transaction/month- free, the others.00		1 transaction/month- free, the others 20.00	It is charged at the time of the transaction.
ATMs of other banks in the Republic of Moldova/ abroad	1.00		20.00
Cash withdrawal fee:
ATM maib/Banking POS in maib branches	1.20%			Cash withdrawals in maib branch, POS and ATMs are made only in MDL. Maximizare cash withdrawal limit per day (00:00- 24:00) – 200 000 MDL
Banking POS in maib branches				Within the limit of the available balance
ATM/ bank POS in the branches of other banks in Moldova	1.20% a minimum of 1.50		1.20% a minimum of 25.00	Suppose the currency of the transaction differs from the currency of the card account. In that case, the transaction amount is converted at the rate for maib card operations established on the date of processing the transaction.
ATMs/ bank POS of other banks abroad	up to 1000 EUR/USD monthly - free, the others 1.20%, a minimum of 3.00		up to 20,000 MDL/monthly - free, the others 1.20%, a minimum of 60.00
Commission fee for settlement at branches maib without presenting the card	1.20%			It is charged when the transaction is carried out.
The monthly cash withdrawal amount from the card account in bank offices and ATMs abroad	10 000 EUR			The limit established on the card account by the National Bank of the Republic of Moldova is modified per the NBM regulations.
Paying for purchases at merchants, including Internet transactions:
from the Republic of Moldova	0.00
from abroad
Registration of the transferred amounts in the card account:
from other banks in the Republic of Moldova	0%
from abroad of the Republic of Moldova in foreign currency
by transferring to the card through Visa Inc./Mastercard Inc. international payment system.
top-up the account by “credit-voucher”/ “original credit”
Viewing (with or without printing) card account balance :
in maib branches/ATMs for viewing, performed within a calendar month	5 transaction / month – free, the others 0.06		5 transactions / month – free, the others 1.20	It is collected at the time of the transaction.
in the branches/ATMs of other banks in the Republic of Moldova/abroad (each view)	0.50		10.00
through remote access channels, for viewing, performed during a calendar month	30 transactions / month – free, the others 0.06		30 transactions / month – free, the others 1.20
Requesting the miniaccount statement:
at maib ATMs for the statement, requested within a calendar month	3 transactions / month – free, the others 0.07		3 transactions / month – free, the others 1.40	It is collected at the time of the transaction.
through remote access channels for requests made within a calendar month	30 transactions / month – free, the others 0.07		30 transactions / month – free, the others 1.40
Requesting the monthly statement:
monthly statement by email	0.00
each additional statement requested at the branch maib	1.00		20.00	It is collected at the time of the transaction.
Interests rate:
Variable interest on available balance from the card account (including the tminimum account balance):	according to the Pricing Policy for banking products and services provided to SME customers
Other conditions :
Penalty for unauthorized account overdraft (interest applied to the amount of unauthorized overdraft from the first day of registration)	20.00%		40.00%	Проценты указаны из расчёта годовых
Investigating, contesting and managing disputes regarding transactions carried out on the territory of the Republic of Moldova, per transaction	1.00		20.00	The commission fee for the investigation, contestation and administration of disputes regarding transactions carried out abroad/on the territory of the Republic of Moldova is retained per transaction, regardless of its results. Exceptions are cases of disputes
Investigating, contesting and managing disputes regarding transactions made abroad, per transaction	10.00		200.00
Card blocking in case of loss, theft, damage	0.00
Cashing and payment operations through internet banking	in accordance with the Rates and Commissions applied to non-credit products/services provided to legal entities			It is collected at the time of the transaction.

Commission fees for premium cards from 01.05.2024

benefits

The first 350 customers who make a single purchase at least 1001 MDL at any PECO station in the country and pay with a Visa Business Platinum card will enjoy 1000 MDL cashback. The rules can be found here.

Concierge VISA

Available 24/7 via WhatsApp, Telegram and Viber, this service provides professional assistance with legal advice, travel arrangements, restaurant bookings, taxi calls, entertainment and more. Access the service via our chatbot.

Contact Visa Concierge Service:

Phone: +38 044 300 0507
Email: visa@concierge.link

Access to Lounge Key

Benefit from two free entries annually to Lounge Key airport lounges and over 1300 business hubs worldwide in more than 450 cities. To be eligible for free access to Lounge Key lounges (www.loungekey.com) at airports, you must have a minimum transaction of 20 MDL on your card within the last 30 days, but no later than 5 days prior to your Lounge Key visit. You can find the terms and the validity of the offer at www.visa.com.ua. Until September 30, 2024, you will benefit from free visits and unlimited access.

Airport Priority Service - Fast Track International

Enjoy this free servic twice in one calendar year. This priority service allows cardholders to go through airport formalities quickly, including check-in, luggage, security checks and passport control, saving time at international airports. You can find the terms and validity of the offer at www.visa.com.ua.

Cashback on Hotel Bookings

Receive up to 6% cashback on bookings through Booking.com, one of the world's leading online travel platforms with over 28 million accommodation options. Cashback is credited to the currency of your card account. You can find the terms and conditions and the validity of the offer at www.visa.com.ua.

Insurance

We offer full insurance cover for:

Flight delay: up to $500
Luggage delay: up to $250
Medical expenses: up to $50,000
Emergency dental care: up to $1,000
Evacuations and repatriations: up to $500,000
Loss of personal property: up to $700
Accident: up to 100.000$

For insurance claims, please contact:

Visa Concierge Service:

Phone: +38 044 300 0507
Email: visa@concierge.link
Chatbot in Telegram and Viber

The insurance company:

Phone: +48 224 879 848 • Email: visaclaims@crawco.pl

Digital Platinum Business Cards internal fraud protection insurance

What does it cover?

Unauthorized expenses on the corporate card that are unrelated to company business.
Covers unauthorized payments made up to 136 days prior to fraud discovery.

How to file a complaint?

Reporting fraud:

If you suspect a fraud, call 0207 528 4642 (English).

Submit your complaint:

Send an email to creditcardclaims@broadspire.eu
The address to send documents: Crawford and Company Jan Olieslagerslaan 41, B-1800 Vilvoorde,

Providing evidence:

You have 45 days to provide comprehensive evidence of the losses.
Once the claim form is completed and submitted, no additional information from the claimant is required.

This insurance helps the company recover losses caused by unauthorized use of Platinum Business cards by employees.

Discount on car rental

Renting a car is now even easier. To unlock a 10% discount, simply pay for your rental with a Visa Platinum Business card at Rentalcars.com.

How it works:

click here (Inchirieri Auto, Compara Preturi - Visa-inter (rentalcars.com);
select the car you want;
Enter

Special offers for small businesses from Visa partners

Whatever stage your business is at, you will receive expert assistance. Check out the offers below from our partners for website creation, online sales development, cashless payment acceptance, marketing and other offers. Read more here.

Get USD 20 off when you purchase a Solis Lite with Power Bank and 5GB of Global Pay-per-GB Data, with your Visa Business Card

Skyroam Solis – is a dual 4G/LTE global hotspot and power bank that provides ultra-fast, secure and affordable mobile data in over 130 countries.

Visa Platinum Digital Business