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Visa Platinum Digital Business
Premium solutions for successfull businesses
free
free
free*
about
Visa Business Digital Platinum is a premium card for businesses.
It is ideal for those who often send their employees on business trips, organize business meetings such as business lunches with partners in restaurants, spend a high amount and are accustomed to exceptional convenience. The card is easy to use and gives the cardholder access to additional privileges and benefits from Visa.
The first 350 customers who make a single purchase at least 1001 MDL at any PECO station in the country and pay with a Visa Business Platinum card will enjoy 1000 MDL cashback. The rules can be found here.
The client is responsible for all financial obligations related to the cashback, including taxes and fees as required by law.
Rates:
Monthly service: 150 MDL / 7 USD / 7 EUR
*Free of charge for purchases of 20 000 MDL/ 1 000 EUR/1 000 USD.
Check the list of current rates.
Advantages of the Visa Business Digital Platinum card:
- Has all the functionality of a physical card.
- It is more convenient to keep on your smartphone.
- Validity period: 8 years.
- 0% fee when topping up card account via ATM or bank transfer.
- Control over payments made by setting spending limits for cardholders.
- Elimination of advance statements to employees.
- Cash withdrawals abroad: up to 1000 EUR/USD, 20 000 MDL monthly - free.
- Safety and security:
- security by reducing the risk of cash handling;
- payments with the Google Wallet, Apple Wallet, Garmin Pay e-wallets;
- secure internet shopping thanks to 3D Secure;
- GCAS (Global Customer Assistance Services) - Visa's Global Customer Assistance Service, emergency cash release service, blocking and replacing lost and stolen cards.
All maib deposits are guaranteed according to Law on the Guarantee of Deposits in Banks No 160 of June 22, 2023. Details here.
benefits
The first 350 customers who make a single purchase at least 1001 MDL at any PECO station in the country and pay with a Visa Business Platinum card will enjoy 1000 MDL cashback. The rules can be found here.
Concierge VISA Available 24/7 via WhatsApp, Telegram and Viber, this service provides professional assistance with legal advice, travel arrangements, restaurant bookings, taxi calls, entertainment and more. Access the service via our chatbot. Contact Visa Concierge Service:
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VIP Express Lounge With VIP Express Lounge, you can quickly handle your formalities, enjoy a stress-free transfer from the plane to the terminal, and receive personalized assistance. Go to the special offer here. |
Airport Priority Service - Fast Track International Enjoy this free service until 31.12.2024. This priority service allows cardholders to go through airport formalities quickly, including check-in, luggage, security checks and passport control, saving time at international airports. Conditions and validity of the offer can be found here. |
Cashback on Hotel Bookings Receive up to 6% cashback on bookings through Booking.com, one of the world's leading online travel platforms with over 28 million accommodation options. Cashback is credited to the currency of your card account. Conditions and validity of the offer can be found here. |
Insurance We offer full insurance cover for:
The insurance period is 90 days for one travel, but not more than 183 days in a year. If a trip takes more than 90 days, it will be considered completely uninsured. More details about the types of insurance, terms and general conditions can be found here. Insurance certificates and insurance contract can be downloaded after registering your Visa card here. |
For insurance claims, please contact: Visa Concierge Service:
The insurance company:
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Digital Platinum Business Cards internal fraud protection insurance What does it cover?
How to file a complaint?
This insurance helps the company recover losses caused by unauthorized use of Platinum Business cards by employees. For more details, click here |
Discount on car rental Renting a car is now even easier. To unlock a 10% discount, simply pay for your rental with a Visa Platinum Business card at Rentalcars.com. How it works:
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Access to Lounge Key Conditions and validity of the offer can be found here. |
Special offers for small businesses from Visa partners
Whatever stage your business is at, you will receive expert assistance. Check out the offers below from our partners for website creation, online sales development, cashless payment acceptance, marketing and other offers. Read more here.
Get USD 20 off when you purchase a Solis Lite with Power Bank and 5GB of Global Pay-per-GB Data, with your Visa Business Card
Skyroam Solis – is a dual 4G/LTE global hotspot and power bank that provides ultra-fast, secure and affordable mobile data in over 130 countries.
Get 10% off online English courses at the British Council with your Visa Business card.
The British Council is a British organization dedicated to international cultural and educational opportunities.
Get 20% off self-paced courses by Simpliv with a Visa Business card
Simpliv is a global online learning marketplace that is changing people's lives by offering online learning on a wide range of topics.
Benefit from platform setup fees and up to 32% off greytHR, with your Visa Business Card
greytHR is the first fully integrated cloud-based HR and payroll software. Its automation capabilities and affordable price make greytHR the preferred choice for over 15,000 brands worldwide, including industry leaders such as Chai Point, Volvo, Teamlease and Hexaware
Get 30% off your first year of an Access People HR subscription with a Visa Business Card
Access Group is one of the leading providers of business management software for SMBs in the UK, Ireland and Asia Pacific.
Get a free 1-month trial of Codeblu Learning Management Solution for up to 40 employees, with your Visa Business card
Codeblu is a next generation digital skills development and enterprise learning solution that offers a learning platform
Get $5,000 of promotional credits on AWS Activate with a Visa Business card.
AWS Activate provides startups with various benefits, including AWS credits, technical support, and training to help grow your business.
Get a domain and email/website builder/hosting starting at $1.49/month with a Visa Business card.
ResellerClub is an ICANN accredited registrar that empowers web professionals to attract SMB clients online.
Get USD 1,000 credits on Shopify Plus, along with benefits across Shopify apps, with your Visa Business Card
Shopify is an online company that has been developing software for online and retail stores for over 15 years. This commercial platform will allow you to start, grow and manage your business
Get up to 9% off your AWS monthly billing with a Visa Business Card
Amazon Web Services (AWS) is the world's most widely deployed and powerful cloud platform, providing over 200 full-featured services for data centers around the planet
Get 12% off on your monthly Microsoft Azure billing, with your Visa Business card
Microsoft Azure is Microsoft's cloud platform that provides the ability to develop, run applications, and store data on servers located in distributed data centers.
Get 10% off conference rooms and HQ memberships
HQ Global Workplaces Inc. provides offices in the business center industry. The company offers solutions for private offices, teams, meeting rooms and virtual offices both on a short and long-term basis.
Get 10% off Coworking & Meeting Rooms at Spaces, plus free one-day access to any Spaces Coworking & Meeting Room
Spaces is a company created to take care and ensure your comfort during the work process around the world, wherever you are.
Get a monthly Google Workspace subscription starting at $3 with a Visa Business card.
Google Workspace gives an opportunity to collaborate on the Internet in a whole new way and increase business productivity.
Get 30% off your first year of an Access EasyPay subscription with a Visa Business Card
Access EasyPay is a smart, intuitive payroll and HR solution trusted by over 4,000 companies and 18,000 users
Get 50% off on 3 months of the pro plan and free access to WhatsApp Business API, with your Visa Business card
BotSpace is the fastest chatbot platform for automating customer support on WhatsApp, Messenger, Instagram, Twitter and other social media messaging channels
Get 50% off on 3 months of the pro plan and free access to WhatsApp Business API
BotSpace is the fastest chatbot platform for automating customer support on WhatsApp, Messenger, Instagram, Twitter and other social media messaging channels
Get a 25% discount on software rental and an additional 1 month of Exotel free use
Exotel is the emerging market's leading end-to-end customer engagement platform
Get $10,000 worth credits on Freshworks products
Freshworks is a cloud-based customer relationship management (CRM) system that helps small and medium-sized businesses organize and automate sales, marketing, and customer service workflows.
Get 10% off Google Cloud Platform Monthly Billing, with your Visa Business Card
Google Cloud Platform is a set of cloud computing services that run on the same infrastructure that Google uses for its end user products such as Google Search, Gmail, Google Drive and YouTube
Get 20% extra credits on a minimum billing of USD 200
Kaleyra is an API-based platform for interaction with your customers through personalized messaging, chatbots, programmable voice services, and more.
Get 30% off ProfitBooks SMB Plan
ProfitBooks is the best inventory management software trusted by 35,000 companies in the US, UAE, India and 21 other countries
Regus makes every effort to ensure that your working hours are as comfortable as possible for you and your employees.
Get 10% off conference rooms, business lounges, co-working spaces, virtual offices at Regus, and free one-day access to any Regus service, with your Visa Business Card
Get 50% off all BuildMyLogo plans with a Visa Business card.
BuildMyLogo is a service that will help you bring your logo idea to life.
Get up to $1,500 of credits for LinkedIn Ads/Services with a Visa Business card.
LinkedIn is the world's largest professional network with over 850 million members in over 200 countries and regions. First Page is a global effective marketing and digital advertising company. By seeing your business goals, the company implements an integrated digital strategy backed by data.
Get 25% off your first year of Pipedrive subscription with a Visa Business card
Pipedrive is the No.1 easy-to-use CRM tool for users to generate more qualified leads and grow your business.
Get up to $1,500 of credits for Reddit Ads/Services with a Visa Business card.
Reddit is an online platform with 430 million users that will suit businesses with any target audience. First Page is a global effective marketing and digital advertising company. By seeing your business goals, the company implements an integrated digital strategy backed by data.
Get up to $1,500 of credits for Twitter Ads/Services with a Visa Business card.
Twitter is a microblogging system that allows users to post short text notes via a web interface, instant messaging services, SMS, or third-party programs. First Page is a global effective marketing and digital advertising company. By seeing your business goals, the company implements an integrated digital strategy backed by data.
Get promo code worth USD 125 and 60% off Adzooma Plus, with your Visa Business Card
Microsoft Advertising is a service that provides pay-per-click advertising and allows advertisers to target their ads by limiting them to a specific set of demographics
Get up to USD 1,500 Google ads/service credits, with your Visa Business Card
Google Ads is a specialized system for placing contextual advertising on the pages of the Google search engine and on partner websites of the display network, which allows for the profitable use of all the advantages of advertising on the Internet: show ads to the target audience, at the right time and in the right place
Get 20% off your annual HBR Digital subscription, with your Visa Business Card
Harvard Business Review is a monthly non-fiction magazine dedicated to various business management issues.
Get 20% off your purchase of new iStock subscriptions, with your Visa Business Card
iStock – is a global microstock photography provider that offers millions of photos, illustrations, clip art, videos, and audio tracks.
Get up to USD 1,500 Meta Ads and service credits, with your Visa Business Card
Meta Ads is an all-in-one tool for creating and publishing ads on Facebook, Messenger, Instagram and the Meta Audience Network
VIP Express Lounge
Special price access to VIP Express Lounge at the International Airport
Leave the hustle and bustle behind as you step into the airport. With your Visa Platinum Business card, you can access the VIP Express Lounge, where peace, comfortable seating, and a refreshing drink await – perfect for a relaxing session before your flight. No queues, no noise – just a best experience created especially for premium clients.
With VIP Express Lounge, you can quickly handle your formalities, enjoy a stress-free transfer from the plane to the terminal, and receive personalized assistance. Your journey begins with Visa Platinum Business.
What’s included with the VIP Express Lounge service?
Arrival services:
- Personalized greeting at the aircraft door;
- Private transfer to the VIP Lounge;
- Fast-track passport control and security check;
- Access to the VIP Lounge: a comfortable space to relax;
- Assistance with luggage to your vehicle.
Departure services:
- Greeting at the VIP Lounge 2 hours before your flight;
- Individual check-in and luggage registration support;
- Priority passport and security check;
- Relaxation in the VIP Lounge before boarding;
- Private transfer to the aircraft.
Special benefits for Visa Platinum Business cardholders:
- 4 vouchers per year, each worth 20 euros.
How to enjoy VIP Express Lounge?
- Contactați chatbotul Visa Concierge.
- Provide your travel details.
- Make the payment via a secure link.
- Receive your VIP Express Chișinău vouchers and usage instructions.
This offer is valid until May 30, 2025, for Visa Platinum Business cards with a minimum transaction of 20 MDL in the last 35 days, excluding the last 5 days before departure or arrival.
frequent questions
The issuance of digital business Platinum cards for legal entities via the maib business web platform is accessible to existing customers of the bank. The right to apply for the issuance of a digital business card is reserved exclusively for the authorised person of the legal entity (Administrator).
Free topping up methods:
- At maib CDM terminals: for those authorised to deposit cash, according to the specimen signature sheet (with first and second signature rights).
- 24/7, via internet banking, the funds will be credited to the account balance on the next working day after the transaction is made.
- At maib cash desks: with ID for those authorised to deposit cash, the money will be credited immediately.
- By bank transfer to the card account.
Withdrawal methods:
- at ATMs equipped with NFC technology via Google Wallet, Apple Wallet, and Garmin Pay;
- at POS terminals at the bank's cash desk via Google Wallet, Apple Wallet, and Garmin Pay.
Through internet banking, you can access information about the status of your card account and a wide range of banking services: e-statements, payment processing, exchange rate information, payment history, etc. The maib business app provides real-time access to your company accounts with maximum flexibility and security.
The following operations can be performed from the app:
- Payment of public services, fees, charges, fines and other taxes to the national public budget through the Government Electronic Payment Service (MPay);
- Signing payments;
- Viewing balances and statements for each card;
- Receive notifications for all payments made;
- Obtaining and sharing bank requests;
- Information about the status and expiry date of a card.
Activate SMS notifications - you will be constantly informed about the status of transactions, deposits and withdrawals on your card.
The maib business bot allows you to access account status information and receive transaction notifications from Telegram or Viber. You can also view the balance and statement for any available company account.
For immediate assistance, you can call 1314.
- Access the maibank app;
- Choose the business card for which you want to configure the PIN;
- Select the "Set PIN code" option from the card menu;
- Enter a four-digit PIN code that you want;
- Repeat the new PIN code for confirmation;
If you have forgotten/lost the set PIN, change the PIN code in maibank without reissuing the card. For this, select the "Change PIN code" option from the card options and follow the steps similar to the settings.
Starting from February 1, 2025, the national legislation regarding strict customer authentication will take effect. The key changes are as follows:
- For payments at merchants by presenting the business card: If you make more than five consecutive payments without entering the PIN, the PIN will be required on the sixth payment.
- For cumulative payments: If the transactions between two strict authentications exceed 2000 MDL (or the equivalent in foreign currency), you must enter the PIN for the next payment.
- For payments via electronic wallets (Apple Pay, Google Pay, Garmin Pay): There are no changes, and entering the PIN is not required.
If you encounter difficulties at the POS, we recommend asking the operator to repeat the transaction by inserting the card or paying via the electronic wallet.
For Visa Platinum Business cardholders, access to the business lounge areas in airports, including Chisinau International Airport, is possible in the following ways:
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DragonPass
- Download the DragonPass app via the App Store or Play Market.
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Visa Airport Companion
- Download the Visa Airport Companion app from the App Store or Play Market.
- Register your eligible Visa Premium cards in the app.
- Find the lounge you want access to and press the “Walk In” button.
- Press the “Membership” button to get digital access.
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Visa Concierge chatbot
- Access ChatBot Visa Concierge.
- Press "Visa Travel" button in the main menu.
- Press "Airport Services" button.
- Check service availability for added cards.
- Get the QR code for digital access.
We strongly recommend that you register before your flight to enjoy a comfortable airport lounge experience.
Get free visits and unlimited access until 31.12.2025 to airport lounges and more than 1,200 business hubs worldwide in more than 450 cities. To be eligible for free access, you must have a minimum transaction volume of 20 MDL on your card in the last 30 days but no later than 5 days before entering the lounge area.
Special offers in Republic of Moldova for premium cards
Visa Platinum business and Visa Platinum business Digital cardholders can enjoy significant discounts when travelling with Letz Taxi:
- 50% discount for rides to and from Chișinău airport. Offer valid until 09/30/2025.
- 20% discount for travel within Chișinău, Orhei, Ungheni, Cahul, Leova, Soroca, Leova, Ungheni, Leova, Soroca and Bălți. Offer valid until 30.09.2025.
Download the https://letz.md/ app and add your Visa Platinum business card as the main payment method to take advantage of the offer. We wish you successful business and pleasant travelling with Letz Taxi.
Exclusive offer for cardholders Visa Business and Visa Platinum Business! Now, use your Visa Business card to enjoy a 15% discount on documents and parcels sent through Nova Poshta!
How to take advantage of the offer:
1. Register in the Visa Concierge chatbot to receive your unique promo code.
2. Visit any Nova Poshta branch and provide the promo code you received.
3. Pay for your delivery with your Visa Business card and enjoy your 15% discount!
The offer is valid until June 30, 2025, for documents and parcels up to 30 kg, within the Republic of Moldova, Ukraine, and Romania.
Enjoy high-quality medical services at Acibadem clinics in Turkey and take advantage of a special 15% discount, available exclusively for Visa Business cardholders.
Services included in the offer:
- Medical consultations;
- Laboratory tests;
- Radiological examination;
- Regular medical check-ups;
- Surgeries.
How to benefit from the offer:
- Inform the recepton staff that you wish to apply the discount.
- Provide the promo code VISA 6364 before making the payment.
- Pay for the services using your Visa Business card.
- The Acibadem representative will mannually apply the discount, after which you will be able to pay the reduced price.
Terms of the offer:
- The offer is valid for all types of Visa Business cards.
- The discount cannot be combined with other promotions or benefits and does not apply to expenses covered by insurance.
- The discount cannot be applied after the payment has been made.
- Acibadem Healthcare Group reserves the right to modify the terms and conditions of the promotion or cancel the discount in case of fraud or misuse.
- The offer is valid until May 31, 2026.
Take advantage of this opportunity at any of the Acibadem clinics in Istanbul, Ankara, Izmir, and other locations across the country.
Learn more here.
Pay with your maib Visa Platinum Business card and get up to 60% off on iPhone and Apple accessories at iSpace!
Take advantage of the special offer:
- 10% off on iPhone
- 60% off on Apple phone cases (except for transparent phone cases for iPhone 16) and Beats phone cases
- 60% off on Apple watchbands
- 30% off on Apple Pencil and Apple mouses, keyboards, trackpads
- 30% off on Apple Magic Keyboard and Smart Folio magnetic iPad cases.
How to benefit from the offer?
Inform the iSpace consultant that you are paying with your Visa Platinum Business card from maib and enjoy the discount.
The offer is available in all iSpace stores and online* at ispace.md, until May 31, 2025.
*For online purchases, discounted products are marked in the top-left corner with the discount value provided by VISA. After selecting your desired product, choose the "Card on delivery" payment method. Once the order is placed, an iSpace representative will contact you by phone to confirm if you have a premium card, and the discount will be applied.
We have great news for all maib Visa Business and Visa Platinum Business cardholders!
You can enjoy an exclusive 5% discount (up to 250 MDL) on flight tickets purchased at https://tickets.md/en
This offer is valid until July 10, 2025, so don’t miss the chance to travel at a better price!
Pay with your Visa Business or Visa Platinum Business card and enjoy great savings!
Discover the authentic tastes of Turkey and save with GastroClub and Visa! Get up to 25% discount at selected participating restaurants when you pay with your maib Visa card and use the GastroClub app.
How to take advantage of the offer?
- Download the GastroClub app (Android / iOS).
- When registering, enter the promotional code “VISA”.
- Select the Restaurant Discount Privileges section to see eligible restaurants.
- When visiting a restaurant, generate a discount code in the app and present it to the waiter.
Please note that the code can only be obtained when you are in the restaurant. The app uses your geolocation for this purpose.
The offer is valid until August 15, 2025, and applies exclusively to restaurants listed in the app.
Enjoy unforgettable dining experiences with Visa and GastroClub!
The P2B (Person to Business) transfer service offers a simple and efficient solution for the instant transfer of funds from the card account of a person (individual) to the business card account of a legal entity (LE). The new functionality saves you time and resources, as you no longer have to go to the bank to deposit cash if you have exceeded the spending limit on your business card. Still, you can transfer money from your account wherever you are.
Benefits for users
- Zero Commision: there are no fees for crediting transfers. This is a great advantage for businesses and individuals who want to test the service without incurring costs.
- Easy to use: The maibank app and www.maibpay.md platform are designed to be user-friendly, even for beginner users.
- Instant Feedback: Receive quick information about the status of transfers, allowing you to manage your funds efficiently.
- Security and Privacy: Transfers and data are protected by advanced security technologies, guaranteeing the confidentiality of your information.
Transfer frequency and limits
Transfer limits vary depending on card type and transfer channel (local or international):
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Entries on maib business card |
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Transfer type |
Fee/ commission |
Limits |
No. transactions |
Amount MDL |
|
maib card→ maib business card LE |
0, 00 |
per operation |
1 |
200,000 |
|
0, 00 |
daily |
10 |
200,000 |
|
|
0, 00 |
monthly |
100 |
360,000 |
|
|
Card issued in RM/card issued abroad → maib business card LE |
0, 00 |
per operation |
1 |
20,000 |
|
0, 00 |
daily |
3 |
20,000 |
|
|
0, 00 |
monthly |
70 |
300,000 |
|
|
Transfer via International Payment Systems→ maib business card LE |
0, 00 |
per operation |
1 |
20,000 |
|
0, 00 |
daily |
3 |
20,000 |
|
|
0, 00 |
monthly |
70 |
300,000 |
|
Methods of transfer:
I. In the maibank app:
- Open the app.
- Select the transfer to another person.
- Enter the business card number of the legal entity (LE) and confirm the transfer.
- The funds will immediately be credited to the business card account.
II. On the www.maibpay.md platform:
1. Go to www.maibpay.md and select “Transfer from card to card P2B”.
2. Enter the individual card number under "Sender" and the legal person (LE) business card number under "Payee".
3. Enter the amount to be transferred and press “Transfer”.
4. The commission for registering funds to a LE business card account is zero, and the amount will instatly be credited to the account.
Overall, P2B Transfer is an excellent solution to facilitate payments between individuals and businesses, improving business efficiency and user experience through fast, secure and cost-effective transfer methods.
You need to know:
1. Services are available for Visa and MasterCard cards.
2. Transfers in foreign currency from payment cards issued in Moldova to Business cards in foreign currency will be rejected.
3. Crediting international transfers to Business cards in foreign currency (both P2B and Paypal) is allowed.
4. When crediting funds in foreign currency on Business cards issued in MDL, the transfers will be converted into national currency at the commercial exchange rate for card transactions, set by maib at the date of transaction processing.
5. Collections through the International Payment Systems of funds from betting and gambling are prohibited. The list will be completed as necessary;
6. The limits are set per maib business cards.