
crop insurance

about
Farmers' investments can be easily lost due to damage caused by natural disasters. The solution to enjoy the harvest of a year's work remains to insure agricultural risks.
Why should you insure your harvest?
- Pay only 30% of the insurance premium, the other part is subsidized by the state;
- Minimize the negative effects of natural disasters;
- Protect financial investments;
- Benefit from additional discounts on the cumulative insurance of several risks.
What risks are insured?
1. In crop production, horticulture, viticulture and animal husbandry:
- Winter frosts, early autumn frosts and late spring frosts;
- Torrential rains;
- Floods (river overflows);
- Flattened crop and seed blowdown;
- Burning of cereal crops;
- Excessive drought (which caused a decrease in the harvest of over 30%);
- Hail;
- Loss of animals, birds, bee families due to disease, storm, hail, flood, excessive cooling, trauma;
- Forced slaughter of animals, birds, bee families, according to the instructions of the National Agency for Food Safety.
2. List of agricultural crops and animal and bird species:
- Sugar beet, sunflower, corn, soybeans, vegetables, potatoes and tobacco;
- Wheat, barley and spring and autumn rapeseed;
- Multiannual plantations (vineyards, orchards, vine and fruit growing nurseries);
- Grape and fruit harvest,
- Animals, bee families and birds.
3. Goods owned by farmers
- Warehouses, halls, production rooms;
- Agricultural machinery and equipment.
We are waiting for you at maib !
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requirements
Who can benefit from agricultural risk insurance?
Agricultural entrepreneurs.
commission fees
For a representative calculation, contact the bank's specialist.
insured event?
Upon occurrence of the covered event, the Insured must:
- make every effort and take all necessary measures to save and minimize the damage within the limits of safety, depending on the circumstances;
- immediately notify (as appropriate) the local City Hall and the General Inspectorate for Emergency Situations – authorities responsible for investigating the circumstances and determining the causes of the insured event, and in the case of hail – additionally, notify the Special Service for Active Influences on Hydrometeorological Processes (Anti-hail Service);
- immediately notify the Insurer in writing, but no later than 24-48 hours (depending on the risk and contractual conditions) from the occurrence of the alleged insured risk.
Note: In the case of excessive drought, crop frost, perennial plantations and vineyards, or pest attacks – notification must be made as soon as these events occur or their adverse effects appear.
- record video and photos showing the condition of the affected property;
- request from the competent authorities/institutions the issuance of official documents confirming the occurrence of the event;
- keep the property in its condition after the event to allow the Insurer to determine its causes and the extent of the damage. Examination of the insured items to establish the cause of the insured risk and to assess the extent of the damage is carried out only with the participation of the Insurer's representative.
office@general.md; despagubiri@general.md (+373-22) 784 109 – BUNURI (+373-22) 784 115 sau (+373-22) 784 107 – CASCO |
![]() office@asterra.md; despagubiri@asterra.md (+373-22) 221 758 – BUNURI/CASCO |
office@grawe.md; property@grawe.md; accident@grawe.md (+373-22) 225 632 sau (+373) 78 350050 – BUNURI (+373 22) 882 782/(+373 22) 226 154/ (+373) 60 500 425 - CASCO https://www.grawe.md/pentru-clienti/daune-bunuri/ https://www.grawe.md/pentru-clienti/daune-casco/ **(partener – culturi agricole și tehnica agricolă)
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(+373-22) 265 700 – BUNURI/CASCO https://www.donaris.md/ro/daune/daune-bunuri https://www.donaris.md/ro/daune/daune-casco * *(partener - tehnica agricolă)
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apply online for agricultural insurance
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