Compulsory internal third-party car liability insurance (MTPL)

Compulsory internal third-party car liability insurance (MTPL) is the insurance for all owners of motor vehicles in the Republic of Moldova. It protects against any damage or body injury caused by a road accident caused by the owner/user of a motor vehicle on the territory of the Republic of Moldova.

Risks covered:

• damage to or destruction of property (including motor vehicles) caused to third parties.
• death or personal injury caused to third parties

Limits of the insurer's liability:

• 100,000 EUR* - on damage to or destruction of property, regardless of the number of people injured in an accident;
• 100,000 EUR* - for each injured person in the event of personal injury or death, but not more than 500,000 euros*, regardless of the number of persons injured in an accident;
• 5,000 EUR* - non-material damage for each person injured in case of disability or death, but not more than 10,000 EUR*, regardless of the number of persons injured in an accident.

*the equivalent in MDL at the official exchange rate of the Moldovan Leu, communicated by the National Bank of Moldova on the date of the accident.

Advantages of MTPL insurance:

• operativity when purchasing the insurance policy - online issuing;
• discounts for drivers with a good driving record;
• easier process of obtaining compensation in the event of an accident - the best possible settlement of any claim.