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Compulsory insurance of corporate liability - sources of high risk
0,4% of the insured amount
12 months
upon customer request
general
When you manage a production process, the responsibilities reach new heights. Whether you're in the food or technical field, sophisticated equipment, safety rules, and the human factor require special attention. Be responsible, follow the law and take out compulsory third-party liability insurance - sources of high danger.
This type of insurance will cover damage to the life, health or property of third people and the environment in case of damage to the dangerous industrial object, following laws and other regulations.
In partnership with insurance companies, maib offers you this new type of insurance.
See the equipment and cases that are included in the compulsory insurance of civil liability of companies.
What risks do you actually insure?
In the event of damage to the dangerous industrial object resulting from its operation, material compensation will be provided for the damage caused:
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life, health of third parties |
property of third parties |
environmental pollution |
Legal provisions
Law on the safe operation of potentially dangerous industrial objects and technical installations No. 151/2022 of 09.06.2022.
Potentially hazardous industrial targets
- vessels, boilers, operating under pressure, steam pipes;
- gas distribution installations and devices, fuel supply: fuel filling/storage stations;
- objects for storing, drying and processing grain fruit: mills, elevators, dryers;
- lifting equipment: lifts, cranes, overhead travelling cranes;
- objects for the production and storage of dangerous substances: ethyl alcohol, chlorine, varnishes/paints;
- objects of mineral extraction industries and quarrying works;
- other objects - according to the Nomenclature/Annex to Law no. 151.
commission fees
0.4% * of the insured amount* rate may vary depending on the type of dangerous industrial object, period, insurance limit or other circumstances.
| Insurance package | Insured amount / Limit of liability per contract, MDL | Insurance premium, MDL |
| Package I | 100 000 | 400 |
| Package II | 500 000 | 2000 |
| Package III | 1 000 000 | 4000 |
required documents
Legal documents of the enterprise (extract from the State Register of Legal Entities and Sole Proprietors);
Technical passport of the dangerous industrial object;
Other documents which the insurance company may require.
If the insured risk occurs, the Insured must comply with the following requirements:
- Measures to mitigate damages
- The Insured must take all reasonable and fesiable measures to reduce the consequences of the insured event.
- Notification of competent authorities
- Immediate notification to the relevant authorities, based on their jurisdiction, regarding the insured event’s occurrence.
- Requesting and obtaining relevant documents that certify the circumstances and causes of the event.
- Notification to the Insurer
- A written notification of the risk occurance must be sent to the Insurer within 72 hours (excluding weekends and public holidays).
- The notification must include all information regarding any claims made against the Insured about the insured event.
- Preservation of damaged property
- The Insured must preserve the property affected, belonging to the damaged parties, in the condition it was immediately after the occurrence of the insured risk until the Insurer's representative examines it.
- obligation applies only to the extent that preserving the property does not interfere with safety measures or efforts to reduce damages.
These provisions are essential for properly managing the insurance case, ensuring compliance with contractual terms and protecting the interests off all parties involved.
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fill in the fields and we will contact you
Received!
the request has been successfully sent and will be processed from Monday to Friday, from 9:00 to 17:00.
if you apply outside office hours, on weekends or holidays, we will contact you the next working day.