Notice on change of reference index January 1, 2025 and March 31, 2025

Dear customers,

We inform you that between January 1, 2025 and March 31, 2025, for loans granted to micro, small and medium-sized business customers, the value of the reference index will be:

  • for loans granted in MDL - 3,70%;
  • for loans granted in USD*- 4.64%;
  • for loans granted in EUR – 2.92%.

Under the Government Program for supporting entrepreneurs “373”:

  • for loans granted until May 24, 2024 (for the period January 1, 2025 - June 30, 2025):
    • for loans granted in MDL - 3.70%;
    • for loans granted in USD/EUR – 1.56%.
  • for the credits granted from May 24, 2025 (for the period January 1, 2025 – March 31, 2025):
    • for loans granted in MDL - 2.80%;
    • for loans granted in USD/EUR – 1.54%.

For further information, please contact the branch where you contracted the loan.

*Starting from January 1, 2025, the 3M LIBOR reference rate, the floating part of the interest rate applied to USD loans, will no longer be applicable due to its unavailability in the upcoming periods. In this context, the Bank has identified and will use a different reference rate for calculating the interest rate on USD loans – the SOFR

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