Working capital in partnerships with 0% interest

legal entities circulating capital Working capital in partnerships with 0% interest

interest rate

no pledge

1,5 mln MDL

apply now check the limit

Working capital in partnerships with 0% interest

about

Do you need seeds, herbicides, fungicides, insecticides, fertilizers, substrate, slow irrigation, fertilizers, etc., for seasonal work but you do not have enough money in your account? Are your expenses higher than expected?

Loans aiming at complementing stocks with goods and raw materials required from maib partners are the optimal solution to continue your business.

benefits

Interest rate 0% for 3/6/9/12 months	Commission fees 0%	Term up to 36 months
Grace period up to 8 months	No pledge 1,5 mln MDL	Approval in 2 hours

How to apply for an online loan?

Fill in the online form

The bank approves the loan at a distance

The customer gets the loan and pays

Click on button to refund the credit in advance

credit refund

requirements

Apply for the loan if you have a company registered according to the legislation in force.

commission fees

Interest Rate - 0%
No commissions
To establish the offer, fill in the fields below and we will contact you

required documents

Identity card of the administrator and of the founders;
Articles of incorporation of the company;
The offer from the partner;
Other documents that the bank may request.

frequent questions

When you fill in the loan application, you can also request the pledge registration service through maib.
Registering pledge through maib can only be used complementary to pledged loan applications and cannot be used as a "separate service".

Immediately after confirming the credit request, the documents will be notarized, and on the same day, the balances will be disbursed to the company's account.

The registration service offered by maib allows the disbursement of balances on the same day as the submission of the loan application and the application for pledge registration through maib.
It is no longer necessary to go to the PSA (Public Services Agency) to submit the documents for registering the pledged asset.
The price for registering the mortgage right in favour of the bank in the Real Estate Register from PSA, within one working day, is 1.100 MDL/Cadastral Number. In contrast, the commission for the service of registering the real pledge through maib is 1.000 MDL/ Cadastral number.

A power of attorney is not required to apply for the pledge registration service through maib.

There are no hidden fees for the pledge registration service through maib.
The registration of pledge through maib can only be used complementary to pledged loan applications. It cannot be used as a separate service.

The service is available in all branches of the bank in Chișinău and is in force only for cadastral numbers in Chișinău jurisdiction.

The requirements for registering the pledge through maib:

The service may only be used for cadastral numbers not already pledged or encumbered with a mortgage or not owned by third parties.

The maximum amount of loan for which the registration service can be used is MDL 3 million.

The price for the pledge registration service through maib is 1.000 MDL/Cadastral number.

The bank can register the mortgage right in the Real Estate Register, and the money will be transferred to the company's account on the same day the application is submitted.

Description:
To simplify financing businesses, we decided to take over some of their responsibilities by launching the pledge registration through maib service.

How it works:
The service implies the registration of the mortgage right in favour of the bank in the Real Estate Register, for loan applications with a pledge of up to 3,000,000 MDL. The commission for this service is 1000 MDL/Cadastral number, regardless of the value of the pledged property.

Fees/Price:
The price for the pledge registration service through maib service is 1.000 MDL/Cadastral number

Benefits:

The registration service offered by maib allows the disbursement of balances on the same day as the submission of the loan application and the application for pledge registration through maib.
It is no longer necessary to go to the PSA to submit the documents for registering the pledged asset.
The price for registering the mortgage right in favour of the bank in the Real Estate Register from PSA, within one working day, is 1.100 MDL/Cadastral Number. In contrast, the commission for the pledge registering service through maib is 1.000 MDL/ Cadastral number.

Requirements:

The pledge registration service through maib can only be used for cadastral numbers not already pledged or encumbered with a mortgage or not owned by third parties and not undergoing foreclosure proceedings.
The maximum amount of loan for which the pledge registration service from maib can be used is 3 million MDL.
The service is only available in addition to pledged loan applications and cannot be used separately from the loan products offered by maib