international transfer via SWIFT

The transfer via SWIFT (Society for Worldwide Interbank Financial Telecommunication) is a financial transaction between two banks in different countries. The money is not sent physically but virtually based on a message sent from one bank to another. This way, you can send money anywhere in the world in a different currency.

For example, if you want to transfer money to a friend in the United States, you only need to know his account and bank. Based on this information, maib will send a message to the U.S. bank. The bank debits the money to your friend's account as soon as the message is received.

How to transfer money to a bank account via SWIFT?

• Come to any unit with your I.D. card and open a current account in the transfer currency;
• Communicates to the operator the bank supplies of the beneficiary:

1. the name of the bank;
2. the bank's SWIFT code;
3. bank account (in IBAN format for European countries);
4. name and surname;
5. home address.

• Deposit the amount of the transfer and the commission on the current account;
• You receive the payment order in foreign currency;
• Checks the beneficiary's data;
• After confirmation by signature, the payment order is executed. A copy of the payment order remains in possession of the payer.

How do you receive money from a bank account through SWIFT?

To receive a money transfer via SWIFT, you must open a bank account in the currency of the transfer and send the bank supplies to the payer:

• the name of the correspondent bank of B.C."MAIB" S.A. for the desired currency;
• SWIFT code of the correspondent bank;
• name of the beneficiary bank: B.C."MAIB" S.A. Chisinau Moldova;
• SWIFT code of the beneficiary bank: AGRNMD2X;
• your current account in IBAN format;
• your first and last name;
• your home address.

Cancellation/return of a money transfer sent via SWIFT 

Cancellation of a money transfer via SWIFT can be performed only by the bank operator and only at the maib unit where the operation was carried out, but provided that the money was not transferred to the beneficiary's account. For this:

• You approach the MAIB unit with a valid identity card;
• Present the payment order in foreign currency to the operator and inform him that you want to cancel the transfer;
• Fill in the request to cancel the transfer via SWIFT and deposit the amount of the transfer cancellation fee in the current account, amounting to EUR 30 (depending on the currency of the transfer).

Please note that:

• The transfer can only be canceled with the consent of the beneficiary. For this reason, we recommend that you have the beneficiary's consent before initiating the procedure for cancelling the transfer.
• Following banking practices, the amount of the returned transfer is lower due to the fees charged by the beneficiary bank and the corresponding banks.  

See the page Rates and commissions page

Bank details for SWIFT transfers

Standard settlement instructions for making international transfers to current accounts/card accounts opened at maib or with the indication of the identity card.

For USD transfer

For EUR transfer

For GBP transfer 

 For CHP transfer 

For MDL transfer