Online espresso loan
loans calculator
our offer
this credit implies your legal responsibility and must be repaid. Verify your repayment capacity before signing the credit contract.
the amount shown is indicative and does not represent a contractual commitment by maib
about
Are you in urgent need of funds? We have the perfect solution for you, which is available just a click away. Now, you can receive an online loan directly on your card in just 5 minutes without any additional visits to the branch. Obtaining financing is easier than you think.
Take advantage of online espresso loan directly from the maibank app and bring your plans to life.
Advantages of online lending
|
Fast approval In just few minutes you have money directly on your card account |
No collateral Does not require income statement or other complicated documents |
Directly on your card Recieve money directly on your card, without leaving your house |
How can I benefit from the online espresso online on you card?
Open you maibank app and subscribe to credit offer
Sign the loan agreement
Receive the funds directly on your card
If you don’t have maibank app, it’s time to download it and enjoy credit offers just a click away.
The bank loan is a financial product. The amount contracted and the repayment term are negotiated and agreed upon individually between the parties. For the Online Espresso Consumer Loan offered to individuals, a fixed annual interest rate of 9.20% applies. The Annual Percentage Rate (APR) and the Total Cost of the Loan vary depending on the amount and term of the loan.
Representative Example: For a loan amount of 50,000 MDL, a loan term of 60 months, and a fixed annual interest rate of 9.20%, the Total Amount Payable will be 62,579.22 MDL, divided into 60 monthly payments of 1,042.99 MDL each, with an APR of 9.60%.
A loan involves legal responsibility and must be repaid according to the terms agreed upon in the loan contract. Check your repayment capacity before signing the loan agreement.
requirements
You can obtain an online espresso loan if you meet the following requirements:
- You are a citizen of the Republic of Moldova and hold an identity card
- You are between 20 and 70 years old, but will not exceed this age limit at the time of loan repayment
- You have a minimum monthly income of 4,000 MDL;
- You are subscribed to the loan offer in the maibank app.
Offers
The online espresso loan is provided without collateral and without the need to justify the use of the borrowed amount, directly through the maibank app.
You can receive the following loan directly on your card:
- up to 200,000 MDL;
- for a term of up to 60 months.
For a loan of 50,000 MDL, granted for a term of 5 years with an APR of 9.60%, the monthly payment will be approximately 1,042.99 MDL.
Enjoy the online espresso consumer Loan from maib and savor every moment!
tutorial
Subscribing to the consumer loan offer in the maibank app
frequent questions
A loan offer is a service available in the maibank app that allows you to access personalized and pre-approved loan offers directly from your phone, anytime and anywhere.
You can subscribe to a loan offer by following the tutorial.
The maximum loan amount available is 200,000 MDL, with a maximum term of 60 months.
You can check the monthly payment schedule directly in the maibank app or through Internet Banking.
Loan repayments can be made via maibank, Internet Banking, TSS, or at maib branches.
To repay a loan early, visit one of the maib branches to carry out the necessary calculations.