gama premium digital
about
The gama premium digital with no physical support, issued in a few minutes using the maibank app, without having to visit the bank. It is the ideal travel package, offering cashback for national and international payments, free unlimited access to LoungeKey at international airports, and premium travel insurance.
The combined benefits of a debit and credit card give you access to a cash reserve that you can use interest-free for up to 60 days.
You can get your card active with a few clicks in maibank and immediately add it to your Apple Wallet, Google Wallet and Garmin Pay wallet for payments with your phone or smartwatch, and use your card details directly from maibank for online purchases.
Take into account that the digital card is currently only available to maib customers and requires the maibank app to be installed on your phone.
Payment system, card type and currency
|
Cashback on all payments
|
Free card top up via other banks in the Republic of Moldova
|
Free cash withdrawal abroad
|
Free top up through maib
|
Free issue and maintenance of the card
|
Revolving
|
Free access to mаibank digital services
|
|
Premium travel insurance and service
More than 1000 business lounges worldwide! To access the lounge, you must have an active and valid gama premium card, your boarding pass and an ID document. About LoungeKey More details about Lounge Key? Costs The cardholder has free access to LoungeKey. Your accompanying persons will constitute - 32 USD. |
Benefits of LoungeKey app
|
rates
|
Card maintenance |
Free
100 MDL/ 5 USD/EUR- in other cases |
|
Card issue/ reissue |
Free |
|
Payments in shops |
Free |
|
Card top up through maib |
Free
|
|
Card top up through other banks |
|
|
Cash withdrawal in maib (depending on the technical capabilities of the ATM/POS-terminal) |
|
|
Cash withdrawal in other banks (depending on the technical capabilities of the ATM/POS-terminal) |
1%+30 MDL/1.5 EUR/USD
1.5%+ 60 MDL/ 3 EUR/USD
|
|
p2p transfer to the card of another bank |
1.5% min 20 MDL /1 EUR/USD
1.5% min 30 MDL/1.5 EUR/USD
|
|
Online and information service |
Free
15 MDL
|
Further information on rates here
PIN-code setting
How to set the PIN code for your digital card
- Open the maibank app
- Click on the digital card for which you want to set the PIN code
- Select “Set PIN code” from the digital card options
- Enter the four-digit PIN you want to set
- Repeat the PIN
- Confirm through existing authorization methods
- Enter the received password and press "Confirm"
- Congratulations! The PIN has been set.
How to change your digital card PIN if you've forgotten it:
- Open the maibank app
- Click on the digital card
- Select the "Change PIN code" option
- Follow the steps similar to the setup.
The daily PIN setting/change limit is 2 successful attempts per digital card.
For more details, access the Pin by SMS and Assign PIN Service Instructions
frequent questions
Any maib customer can open a digital card directly from the maibank app. If you are not yet a maib customer, but you want a digital card, we are waiting for you at any maib branch.
Digital cards are issued in a few minutes in the maibank app. To open a digital card, access the app, press the Open a new card button, select the desired digital card and follow the instructions on the screen.
The limits for issuing digital cards are:
- 4 digital cards daily;
- 2 cards in MDL, 1 in EUR and 1 in USD daily;
- 6 digital cards monthly;
- 20 digital cards annually.
Payments at the POS terminal (shops, restaurants, public transport, etc.) – you pay with your smartphone or smartwatch, adding the digital card to the Apple Wallet, Google Wallet, or Garmin Pay electronic wallet.
Online or in-app payments. You have two options:
- use the digital card data available in the maibank mobile app, Card Information section;
- select Apple Wallet, Google Wallet or Garmin Pay as your payment method where available.
The list is available on the website www.gama.maib.md, and in the maibank mobile app in the Cashback section in the main menu.
The cashback amount varies from partner to partner and can range from 0.50% to 15% of the transaction amount. The gama partner network currently comprises over 1,000 merchants operating in various fields: groceries, HoReCa, healthcare, insurance, cosmetics, electronics, clothing, bookstores, gas stations, etc..
Yes, you can! After adding your maib digital card to Apple Wallet, Google Wallet, or Garmin Pay and setting the PIN through the maibank app, you can withdraw cash at:
- maib contactless ATMs;
- ATMs from other banks with contactless functionality;
- maib POSterminals in branches and agencies (depending on the terminal’s technical capabilities).
Yes, it is possible.
The digital card data is available in the maibank app, Card information section. It contains the following data: name and surname of the holder, card number, CVV code, and validity period.
Blocking or unblocking the digital card is carried out:
- directly from the maibank app. Go to the Cards section, then Card options, and click on the Block/Unblock button
- by calling to the Contact Center service at the short number 1313 or +373 22 45 06 03
- at any maib branch.
A maib card can be permanently blocked in maibank. Definitive blocking stops the calculation of the monthly card administration fee, and to close the account to which the card is attached, you need to come to any maib branch.
If necessary, come to the nearest maib branch, send us a message to the e-mail address info@maib.md or call the Contact Center:
- 1313 – free calls 24/7 only from the Republic of Moldova;
- +373 22 45 06 03 - standard rate number, callable from any network abroad.
Smart Pricing sets certain conditions, the fulfilment of which exempts you from paying the monthly card administration fee.
Smart Pricing conditions:
Your card has ZERO lei monthly administration fee if you spend a minimum amount set for each card.
Monthly payments include purchases at retail locations and online payments through the maibank mobile app or internet banking service (bill payments and services). Monthly payments do not include P2P transfers, cash withdrawals, or other transfers.
For Smart Pricing, only transactions that are financially settled¹ within the respective month are considered.
¹ Financial settlement refers to the actual debit of funds from your card account following the payment transaction.
The settlement period for card transactions is up to 30 days.