maib junior

individuals debit cards Maib junior

currency

MDL

cashback

up to 15%

servicing

0 MDL/ monthly

card type

debit

card supplyling

free of charge

cashback partners

about

Maib junior is the best card for children and teenagers that returns some of the money spent directly on the account as cashback. It harmoniously combines both the benefits for parents and their kids. It is a personalized debit card with the child's name and can be used for payments in-store or online. The card is created as a sub-account of the parent's, opened at maib.

Payment system and card type

Mastercard Gold
Debit card
Currency MDL

Cashback for any payment

Up to 15% cashback from maib gama partners
0.5% guaranteed cashback from maib

Free of charge maib suppling

Transfers between maib cards
ATM deposits, maib units

Exclusive benefits

Free access to digital services from the dedicated maibank mobile application
Promotions with exclusive prizes

Free supply of the card through other banks in the Republic of Moldova

Supply from the card of other banks in the Republic of Moldova through the p2p service through maibank
Transfers via Visa / Mastercard payment systems
Interbank transfers in the Republic of Moldova from individuals

Free issuance and service of the card

You open a card at any maib branch
Free of charge servicing

Free information services

Push- maibank notifications for online card transactions
Monthly bank statement by e-mail
Viewing the balance in maib ATMs / subdivisions

Mini bank statement in maib ATMs

Prohibited transactions with maib junior

Internet gambling
Drug stores and pharmacies (e-commerce)
Betting, including lottery tickets, casino chips, off-piste betting and racing circuit betting

For the full list, see here

rates

Card servicing	Free of charge
Card issuance/reissue	Free upon expiration 30 MDL for reissue in other cases (loss/ theft/ compromise/ other cases)
Payments at commercial points	Free of charge In the Republic of Moldova and abroad
Suppling the card through the maib	Free of charge between maib cards through maibank in cash-in ATMs/maib subdivisions
Suppling the card through other banks	supply via p2p from the card to other banks in the Republic of Moldova through maibank- free of charge card transfer via Visa/ Mastercard payment systems- 1 per month free, another 0,5% transfer from abroad in foreign currency via SWIFT - 0.7% Transfer by bank transfer from within the bank/other banks from the Republic of Moldova – 0
Cash withdrawal at the maib	free at the maib ATM presenting the card free of charge at the POS-banking terminal in the maib subdivisions 0.3% in maib subdivisions without presenting the card
Cash withdrawal in other banks	0.5%+ 20 MDL ATMs/ Subdivisions of banks in the Republic of Moldova 1.2% + 60 MDL ATMs/ Subdivisions of foreign banks
p2p transfer to another bank card	1.5%+20 MDL On the card of the bank from the Republic of Moldova
Online and information services	Free of charge Chatbot Mobile banking/ internet banking Push - notification of online card transactions Monthly bank statement by e-mail Change the PIN code in maib ATMs Balance view in maib ATMs/ subdivisions- first five monthly views- free, the other 1.20 MDL Mini bank statement in maib ATMs- the first three views per month- free, the other 1.40 MDL 15 MDL SMS notification
Card delivery	40 MDL At home or to the office, at any address in the Republic of Moldova, except for the localities on the left bank of the Dniester and Bender Municipality.
Restrictions	5000 MDL/ per month payments to traders, including online. In addition, the bank selectively restricts the payment in e-commerce, on sites that present a high risk and are prohibited from minors. 5000 MDL/ per month unlimited p2p transfers to other cards issued by the maib 5000 MDL/ per month, up to 3 transactions p2p transfers to cards issued by other banks in the Republic of Moldova 3000 MDL/ per month ATMs cash withdrawal 15000 MDL/ per month, up to 3 transactions Supply the card from other banks in the Republic of Moldova via the “P2P pulling” service via maibank

Further information on rates and restrictions here

required documents

For children aged 7 and 17, the card is opened based on the identity card or birth certificate (if the minor does not have an identity card).

*Bank reserves the right to request supporting documents regarding your income to meet banking-specific prudential requirements.

General banking conditions for individuals within BC “MAIB” SA here

frequent questions

To set the PIN code, you need the activation code, which you will automatically receive via SMS on the 3rd day after the card is issued. If you received the card earlier or deleted the SMS with the activation code, you can request it using one of the following methods:

Send an SMS to the short number 6242 with the last four digits of the received card;
Through the maibank application:

on first access, indicating the telephone number and the last four digits of the new card;
being an active maibank user, open the application and select the idle card.

After receiving the activation code, it must be replaced with the desired PIN code:

At POS terminals in the maib branches/ agencies

insert the card into the POS terminal;
enter the desired PIN and confirm it;
re-enter the desired PIN and reconfirm it;
enter and confirm the activation code received via SMS;
once the PIN is set, the card automatically activates.

at maib ATMs

insert the card into any maib ATM;
select the communication language;
enter and confirm the activation code received via SMS;
set the desired PIN and confirm it;
repeatedly set the PIN and reconfirm it;
once the PIN is set, the card automatically activates.

The list is available on www.junior.maib.md, Partner compartment, and in the maibank mobile application, the „Cashback” option from the main menu.