gama premium

individuals debit cards gama premium

up to

15% cashback

from

0 MDL/ monthly maintenance

up to

7 000 EUR

card type

debit/credit card type

up to

350 thousand Moldovan lei credit limit

free money

withdrawal abroad

apply now Compare Cards www.gama.maib.md

about

Gama card, which includes gama premium, is the perfect travel card package that offers cashback for home and abroad payments. The card provides unlimited and free access to the Loungekey halls in international airports, as well as premium travel insurance. It harmoniously combines the benefits of a debit and credit card, providing access to a money reserve you can use at your leisure, with no interest rate of up to 60 days.

Payment system, card type and currency

Mastercard Platinum contactless
MDL/EUR/USD Debit Card
MDL credit card

Cashback on all payments

up to 15% cashback from maib gama partners
0.5% guaranteed cashback from maib
cashback abroad from Mastercard partners

Free suppling through maib

transfers between maib cards
deposits in accounts through ATMs, maib units

Free cash withdrawal abroad

once a month at any ATM abroad

Free card supply via other banks in the Republic of Moldova

supply from the card of other banks in the Republic of Moldova through the p2p service in the maibank application
transfers via Visa/ Mastercard payment systems
interbank transfers in the Republic of Moldova

Free issue, maintenance and delivery of the card

it opens in any maib branch or through the maibank app
free maintenance for over MDL 10 000 monthly payments

free delivery to any address in the Republic of Moldova, except for the localities on the left bank of the Dniester and Bender Municipality

Revolving

from 3 thousand MDL to 350 thousand MDL
up to 50 thousand MDL directly from the application
grace period up to 60 days
60-month term with automatic extension

Monthly payments

minimum 5% of the debt balance at the end of the previous month
interest after the grace period has expired

Premium travel insurance and service

emergency medical insurance with no deductible
insurance for accompanying persons in case of hospitalisation
24/7 support from a global assistance company
more details

More than 1000 business lounges worldwide!

To access the lounge, you must have an active and valid gama premium card, your boarding pass and an ID document.

About LoungeKey

More details about Lounge Key?

Costuri

The cardholder has free access to LoungeKey. Your accompanying persons will constitute - 32 USD.

Pleasant shopping and convenient installments

the minimum amount that can be returned using split in installments is 1 000 MDL / per request;
any transaction on your statement over 200 MDL made up to 90 days before the request date, which has the split in installments tick;
payments in any currency, made with debit cards in MDL within the country and abroad;
POS payments, online payments and payments for utilities;
you can select 3, 6, 9 or 12 installments.

rates

Card maintenance	Free For monthly payments from 10 000 MDL / 500 EUR/USD (Smart Pricing) 100 MDL/ 5 USD/EUR- in other cases
Card issue/ reissue	Free upon expiry of the validity term 100 MDL/ 5 EUR/USD for reissue in other cases (loss/ theft/ compromise/ other)
Payments in shops	Free Free in the Republic of Moldova and abroad
Suppling the card through maib	Free among maib cards through maibank at cash-in ATMs/ maib branches
Suppling the card through other banks	suppling through p2p from the card to other banks in the Republic of Moldova through maibank- free transfer to card through Visa/ Mastercard payment systems- 1 per month - free, other 0.5% currency transfer via SWIFT - 0,7% interbank transfers from other banks in the Republic of Moldova-free
Cash withdrawal in maib	3 MDL/0.15 EUR/USD at the maib ATM in MDL with the presence of the card 0.15 EUR/USD maib ATMs in EUR/USD (card account currency does not differ from withdrawal currency) 1% maib ATMs in EUR/USD (card account currency differs from withdrawal currency) 1% max 200 MDL/ 10 EUR/USD at POS-bank terminal in maib subdivisions 1% max 200 MDL/ 10 EUR/USD in maib agencies and branches without presenting the card
Cash withdrawal in other banks	1%+30 MDL/ 1.5 EUR/USD ATMs/ branches of banks in the Republic of Moldova Free at the ATMs of banks abroad - 1 transaction per month 1.5%+ 60 MDL/ 3 EUR/USD ATMs/ branches of foreign banks
p2p transfer to the card of another bank	1.5% min 20 MDL /1 EUR/USD on the card of the bank from the Republic of Moldova 1.5% min 30 MDL/1.5 EUR/USD on the foreign bank card
Online and information service	Free Chat-bot Mobile banking/ internet banking Push-Online card operation notification Changing the PIN-code in the maib ATMs View the balance in ATMs/ maib branches- the first five views per month Mini-bank statement in maib ATMs- the first three views per month 15 MDL SMS- notification
Lounge Key Mastercard Business Lounge	Free and unlimited for the cardholder For each companion- $32
Card delivery	Free At home or at the office to any address in the Republic of Moldova, except for the localities on the left bank of the Dniester and Bender Municipality

Further information on rates here.

required documents

To obtain gama premium, you only need an identity card.

*Bank reserves the right to request supporting documents regarding your income in order to meet the prudential requirements specific to the banking activity.

General banking conditions for individuals within BC "MAIB" SA here.

frequent questions

The list is available on www.gama.maib.md, Partner section, and in the maibank mobile app, the”Cashback” option in the main menu.

Gama premium is tailored to your lifestyle and is perfect for you if you travel a lot. In particular:

you benefit from the loyalty program that provides cashback for card payment in the country and abroad
if you need more money than you have on your account, you can easily turn it into a credit card by requesting the opening of a revolving line (re-usable) in the amount up to 350 thousand lei
you can supply the card for free from the card accounts issued by other commercial banks in Moldova
the card provides comfort and relaxation between flights, as you have access to Key Lounge/ Mastercard Lounge areas at international airports

You have two ways to get a gama premium card:

at the branch, where you must come with the identity card;
via the maibank mobile app

You have two ways to get a gama premium card:

via the maibank mobile app, up to 50 000 lei;
at the branch, where you must come with the identity card, up to 350 000 lei.

It is an amount of money granted by the bank on your maib gama card that you can benefit from at any time with the possibility of withdrawing and reimbursing the funds used, without paying interest during the grace period.

The active period is the period of 24 months, during which the debtor can dispose of the credit line in full, with the possibility of repeated use of the funds, in case of repayment by the debtor.

The passive period is the period of 36 months during which the debtor cannot dispose of the credit line, having the obligation to supply the account with the minimum amounts for repayment, according to the mandatory monthly payments, or the full repayment of the used credit limit.

The customer may end up in the passive period in case of failure to meet the eligibility criteria for the extension for a new period of use. When: After the 24-month active period expires.

take the first step

fill in the fields and we will contact you

step 1 of 2 personal data
step 2 of 2 OTP signing

name / surname *

personal Identity Number (IDNP) *

contact phone *

I have taken note of the Personal Data Security Policy for the examination of the application

by ticking the box, I express my free and unequivocal consent to the deadline reduction intended for the provision of pre-contractual information by the bank to 1 calendar day.

we guarantee the security of the information provided when completing the online application

sign with OTP

to confirm, enter the 6-digit code received via SMS to the number +373

OTP *

Received!

Your application has been successfully registered. Within 45 minutes, we will call you back.

Attention! Applications are processed Monday to Saturday. Monday-Friday 09:00-20:00 / Saturday 09:00-18:00

gama premium

about

rates

required documents

frequent questions

take the first step

sign with OTP

Warning!

maib

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