Mastercard Gold

individuals debit cards maib daily

currency

MDL, EUR, USD

issuance

free of charge

maintenance

from 0 lei/monthly

card type

debit

card supplying

free

transfers from other banks of RM

free

Compare cards

about

maib daily is the best card package with a set of simple and advantageous services containing the Mastercard Gold contactless debit card. The card is intended for everyday payments in stores and on the Internet, in the country and abroad, being universal and perfect for any occasion. maib daily can be supplied free of charge with money from a card issued by maib or other banks in Moldova, and it receives money transfers from abroad through the SWIFT system, etc.

Payment system

Mastercard Gold contactless

Intended

for the daily payments of any maib customer
for depositors and loan beneficiaries from maib
for the beneficiaries of money transfers through the t2c service
for young people up to 25 years old

Free top-up through maib

transfers between maib cards
account deposits through ATMs, maib agencies and branches

Free access to digital services from maibank

payment of utilities
p2p transfers from your card to any maib card
income and expenses analysis

Free card top-up through other banks

supplying from the card of other banks in the Republic of Moldova through the p2p service from the maibank app
transfers through Visa / Mastercard payment systems (1 per month)
interbank transfers in the Republic of Moldova from individuals

Free of charge card opening

at any maib branch
through the maibank app

Free card maintenance

in the case of monthly payments of over 3000 lei
for depositors/beneficiaries of loans/T2C transfers /for young people up to 25 years old

Free information service

push – notifications in maibank regarding online card operations
monthly statement by e-mail
viewing the balance in maib ATMs/maib agencies and branches
mini-statement in maib ATMs

Pleasant shopping and convenient installments

the minimum amount that can be returned using split in installments is 1 000 MDL / per request;
any transaction on your statement over 200 MDL made up to 90 days before the request date, which has the split in installments tick;
payments in any currency, made with debit cards in MDL within the country and abroad;
POS payments, online payments and payments for utilities;
you can select 3, 6, 9 or 12 installments.

commission fees

Card maintenance	Free for payments in the amount of minimum 3000 MDL per month (Smart Pricing) (Daily Debit General) for depositors/loans beneficiaries/t2c transfers (Daily Debit Avantajos) for young people up to the age of 25 (Daily Debit Avantajos) 10 MDL/ 0.5 USD/EUR monthly – in other cases
Card issuance / reissuance	Free upon expiry date 40 MDL/2 EUR/USD reissuance in other cases (lost/theft/damage/other cases)
Payments at commercial points	Free in the Republic of Moldova and abroad
Card top-up through maib	Free between maib cards through maibank at cash-in ATMs/maib agencies and branches
Card top-up through other banks	top-up via p2p from the card of other banks in the Republic of Moldova via maibank- free of charge card transfer through Visa/Mastercard payment systems -1 per month free, other 0.5% foreign currency transfer through SWIFT – 0.7% transfer by bank transfer from within the bank/other banks from the Republic of Moldova - 0
Cash withdrawal in maib	Daily General Debit 3 MDL/0.15 EUR/USD maib ATMs in MDL 0.15 EUR/USD maib ATMs in EUR/USD (card account currency does not differ from withdrawal currency) 1% maib ATMs in EUR/USD (card account currency differs from withdrawal currency) 1% max 200 MDL/ 10 EUR/USD at POS-bank terminal in maib subdivisions Daily Debit Advantageous (depositor/beneficiary of loans/t2c transfers/young people up to 25 years old) the first 3 monthly free, the other 3 MDL/0.15 EUR/USD maib ATMs 1% maib ATMs in EUR/USD (card account currency differs from withdrawal currency) free at the bank POS-terminal in maib agencies and branches - 1 per month, the others - 1% max 200 MDL/ 10 EUR/USD 1% max 200 MDL/ 10 EUR/USD in maib agencies and branches without the presence of the card
Cash withdrawal in other banks	1%+30 MDL/1.5 EUR/USD from ATMs/subdivisions of banks in the Republic of Moldova 1.5%+60 MDL/3 EUR/USD from ATMs/subdivisions of banks abroad
P2P transfer to another bank’s card	1.5% a minimum of 20 MDL /1 EUR/USD on the bank card from the Republic of Moldova 1.5% a minimum of 30 MDL/1.5 EUR/USD on the card of the bank abroad
Online and information service	Free chat-bot maibank / internet banking push – notification regarding online card operations monthly statement by e-mail changing the PIN code in maib ATMs viewing the balance in ATMs/maib subdivisions – the first 5 monthly views mini-statement in maib ATMs – the first 3 monthly views 10 MDL Sms-notification
Card delivery	40 MDL at home or at the office, at any address in the Republic of Moldova, except for the towns on the left side of the Dniester and the municipality of Bender

More details about fees here

required documents

To get a daily card you only need the identity card.

*The bank reserves the right to request supporting documents regarding your income in order to meet the prudential requirements specific to the banking activity.

General banking conditions for individuals within BC “MAIB” SA here.

frequent questions

To set the PIN code, you need the activation code, which you will automatically receive via SMS on the 3rd day after the card is issued. If you received the card earlier or deleted the SMS with the activation code, you can request it using one of the following methods:

Send an SMS to the short number 6242 with the last four digits of the received card;
Through the maibank application:

on first access, indicating the telephone number and the last four digits of the new card;
being an active maibank user, open the application and select the idle card.

After receiving the activation code, it must be replaced with the desired PIN code:

At POS terminals in the maib branches/ agencies

insert the card into the POS terminal;
enter the desired PIN and confirm it;
re-enter the desired PIN and reconfirm it;
enter and confirm the activation code received via SMS;
once the PIN is set, the card automatically activates.

at maib ATMs

insert the card into any maib ATM;
select the communication language;
enter and confirm the activation code received via SMS;
set the desired PIN and confirm it;
repeatedly set the PIN and reconfirm it;
once the PIN is set, the card automatically activates.