American Express Gold

individuals debit cards AMEX gold

card issuance and top-up

free

currency

MDL, EUR, USD

guaranteed cashback

0.5%

card type

debit

exclusive discounts

up to 12% off on booking.com

about

The American Express Gold package includes a premium debit card with exclusive travel benefits and a loyalty program: 0.5% cashback on domestic payments and payments abroad, quarterly transferred to the account, discounts on hotel room bookings, etc. In the Republic of Moldova, the American Express Gold card is issued exclusively by maib.

Payment system, card type and currency

American Express Gold contactless debit card

currency: MDL/EUR/USD

Cashback on every purchase

0.5% guaranteed cashback

Exclusive offers

Up to 12% off on selected hotel bookings made on booking.com through the Amex Benefits platform
Hertz Gold Plus Rewards provides row-free car rental, fast service, exclusive offers. Reservations are made by qualified personal agents. Learn more at www.hertz.com/AmexBenefits
Global benefits
Learn more on the AMEX Moldova website

Free card top-up through maib

transfers between maib cards
account deposits via ATMs, maib branches

Free card top-up through other banks in the Republic of Moldova

free card top-up from the card of other banks in the Republic of Moldova via the p2p service in the maibank app (1 per month)
interbank transfers in the Republic of Moldova

How to get the card

open it at any maib branch with a valid ID card
order it through the maibank app

commission fees

Initial card deposit	3000 MDL/ 150 USD/EUR
Card service fee	2000 MDL/ 100 USD/EUR annually
Card issuance	Free
Card reissuance	600 MDL/ 30 USD/EUR reissue upon expiry of the validity period 800 MDL/ 40 USD/EUR reissue in other cases (loss/theft/others)
Payments in commercial points	Free in the Republic of Moldova and abroad
Card top-up through maib	Free in maibank – between the bank’s American Express cards at cash-in ATMs/ maib subdivisions/ Self Service Terminals
Card top-up through other banks	Free transfer to card via international payment system – 1 free monthly, others 0.5% currency transfer from abroad via SWIFT 0.7%t transfer by other banks in the Republic of Moldova – free of charge
Cash withdrawal at maib	1%+ 20 MDL/1 USD/EUR maib ATMs/POS terminal in maib units presenting the card 1% max 200 MDL/10 EUR/USD maib units without presenting the card
Cash withdrawal at other banks	2,5%+100 MDL/ 5 USD/EUR bank ATMs abroad 3%+100 MDL/ 5 USD/EUR foreign banks’ units
Transfer to a maib card	Free
Online and information services	Free Chat-bot Mobile banking / internet banking Push notification for card transactions in real-time Monthly statement via email Change PIN code in maib ATMs/POS terminal Balance view at maib ATMs/branches – first 5 views free monthly, additional 1.20 MDL/ 0.06 USD/EUR Mini-statement at maib ATMs– first 3 views free monthly, additional 1.40 MDL/ 0.07 USD/EUR 15 MDL SMS notification
Card delivery	40 MDL At home or at the office, to any address in the Republic of Moldova, excluding locations on the left bank of the Dniester river and the city of Bender

required documents

To get the American Express Gold card, you only need your ID card.

*The Bank reserves the right to request documentary evidence of your income to meet the prudential requirements specific to banking.

To be up to date with all the conditions for opening a card, click here