travel Insurance
About
Why do you need medical insurance abroad?
International travel involves unforeseen risks. Medical insurance abroad provides the necessary peace of mind, protecting you in case of accidents or illnesses. It ensures quick access to quality medical services, regardless of your destination.
Travel insurance is essential due to the high costs of medical services abroad. In many cases, these costs are too high to be covered out of personal budget. Additionally, in certain countries, medical insurance is mandatory for entry or for obtaining a visa.
Covered risks:
- Emergency medical assistance: outpatient treatment or hospitalization in case of sudden illness or accident.
- Prescription medication costs: payment for necessary medicines recommended by a doctor.
- Transportation expenses: unforeseen transportation costs related to the insured event.
- Emergency dental treatment: treatment for acute pain, according to the contract.
- Medical repatriation and post-mortem repatriation.
Why choose our insurance?
Maib is the first bank in the Republic of Moldova to offer the possibility to purchase medical insurance directly through the banking mobile app – maibank. We collaborate with trusted partners to provide you with high-quality medical assistance services, wherever you are.
Terms and exclusions
- Insured sum: 30,000 EUR or 50,000 EUR.
- Age limit: Up to 85 years old.
- Purpose of travel: Tourism, business, studies, amateur sports activities.
- Pre-existing conditions: Health issues existing before purchasing the policy are generally not covered.
- Exclusions: Extreme sports and hazardous activities.
- Preventive health treatment: Preventive consultations and treatments are not covered by the policy.
Notification procedures and supporting documents:
In case of an insured event, contact the assistance company at the number indicated in the policy or in the maibank app as soon as possible. Make sure you have all the necessary documents for expense reimbursement.
Rates and influencing factors
- Insurance period: From one day to one year.
- Insured sum: Depending on the travel zone and the offered plan.
- Destination country: Prices vary depending on the destination; Europe is cheaper compared to Asia or the USA.
- Age of the insured person: Elderly people have higher coefficients.
- Purpose of travel: Sports or business activities require appropriate specifications.
For more details, please refer to the general conditions.
Required documents
- Identity card of the traveling persons.