Buying a new home is more than just an important investment. It’s a commitment to your future and a step toward stability and comfort. With the new mortgage from maib, designed for homes under construction, you can explore exciting opportunities to choose your desired property at a competitive price. This option is available for at least 80% complete residential projects, allowing you to make your dream home a reality. Additionally, if you currently have a mortgage for a property under construction and want to lower your monthly payments or enhance your terms, the new mortgage from maib is an excellent solution. You can refinance your existing mortgage, allowing you to benefit from savings, increased flexibility, and a smooth transition to your new home.
What property can you buy?
- The property must be at least 80% finished, certified by one of the bank's recommended appraisal companies.
- The property must be located within the municipality of Chișinău.
To ensure that your chosen property meets all the necessary criteria and to avoid projects that do not qualify, maib specialists offer you free consultations.
Financing conditions
- You can receive up to 70% of the price of the home as stated in the purchase contract.
- If you wish to refinance an existing mortgage, you can receive up to 100% of its value, ensuring a smooth and beneficial transition.
Advantages of the new mortgage:
- Lower prices: properties under construction are generally up to 20% more affordable than completed ones.
- Convenient contribution: with just a 30% down payment, you can maintain your financial flexibility.
- Free consultations: the maib team is here to guide you and offer the best solutions at every stage.
"With this lending solution, we aim to support customers searching for their ideal home by providing access to favorable prices for properties under construction. At maib, we focus on diversifying financing options so that every customer can find the suitable solution to fulfill their dream of owning a home," says Anișoara Cîrlan, Product Owner of Mortgage Loans, Retail Banking.
At maib, we understand that significant decisions, such as purchasing a home are not made lightly. That's why we stand by you with personalized solutions and support every step of the way. Regardless of your needs, we offer flexible options tailored to your lifestyle and financial requirements.
Leave your contact information online, and we will contact you shortly for more details. You can also visit the maib mortgage center to talk with our experts.
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