How to manage your holiday budget easily with refinancing from maib

The holiday season brings you joy but also financial challenges. All these expenses, from gifts and festive meals to vacation plans, can strain your budget, especially if you have multiple loans to manage.

At maib, we have a simple and effective solution for you: refinancing loan.

What is refinancing and how can it help you?

Refinancing allows you to consolidate all your existing loans into one, making it easier to manage your monthly payments. Plus, with refinancing from maib, you get:

  • Deferred payments so you can enjoy the holidays without financial worries. You can start the new year more easily, giving yourself time to reorganize. This means lower interest rates and the option to reduce your monthly payment, redirecting those funds to your holiday expenses.
  • Lower monthly payments by consolidating all your debts into a single loan. A more transparent budget allows you to invest in what matters most to you.
  • Up to 400,000 MDL to support your end-of-year plans, whether for gifts, a vacation, or long-term savings.

How to access refinancing?

Fill out an online application. Our specialists will contact you to find the solution that fits your lifestyle. The process is simple, quick, and tailored to your needs.

Turn financial pressures into opportunities Refinancing from maib isn’t just about reducing financial stress. It’s also a step towards a more well-managed budget. Choose a more peaceful holiday season with more time and resources for what truly matters: family, friends, and memorable moments.

Apply now and leave your worries behind. With maib, financial balance is easier to achieve than you think.

*Example calculation: For a loan of 100,000 MDL, with a repayment period of 60 months and a fixed interest rate of 9.20%, the monthly payment is 2,083.85 MDL. The annual percentage rate (APR) is 9.60%, and the total amount payable at the end of the loan will be 125,029.23 MDL.

A loan carries legal responsibility and must be repaid according to the terms of the loan agreement. Check your repayment capacity before signing the loan contract.

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