During the childhood of today's parents, pocket money was cash and, of course, came from mom, dad, grandma or relatives. Since then, things have partly changed. The money still comes from parents but with one exception. The digital world of bank cards, available to children from the age of 7, has boldly replaced cash.
Now, more and more parents in Moldova are opening bank cards to their children, contributing to the financial education of the younger generation. Little ones learn healthy financial habits, such as managing money, saving, investing and paying online, from their earliest years. By using bank cards, children are promoters of the cashless society.
In this context, maib and Mastercard have the perfect digital solution for children, teenagers and parents - the maib junior card. With an attractive and modern design, colourful and in line with all the current trends, maib junior card is packed with benefits, which we invite you to discover below:
- Special mobile app: the maib junior card has a dedicated mobile app developed by the bank's experts to provide young users with a safe and engaging financial experience.
- Transfer money to friends: children can transfer money quickly and easily to their friends, encouraging a cashless economy and digital banking while making it simple and fast.
- Access to money on card: wherever they are, maib junior gives children and teenagers access to their card money so they can shop conveniently and safely.
- Payment and top-up notifications: via mobile phone, children receive real-time notifications when they make a payment or when their card account is topped up so they can carefully monitor transactions.
While we've touched on the advantages of maib junior for children, the list of card benefits explicitly designed to please parents are the following:
- Free card: parents can apply for the maib junior card free of charge, without paying additional fees.
- Convenient card top-up: via the maibank app, parents can top up the maib junior card at any time without additional apps or going to the bank.
- Financial control: through the maibank app, parents can monitor and control their child's spending, ensuring that money is used responsibly.
- Financial independence: using maib junior, parents can take pride in teaching their children to be financially independent and develop essential money management skills.
Please note that maib junior is only opened in the presence of a parent, and the required documents are the child's birth certificate or ID.
The maib junior bank card for children and teenagers is a convenient and useful payment tool. It allows children to feel responsible regarding their money, which means a solid foundation of financial education combined with modern payment and money management technologies.
