Announcement regarding changes in interest rates on mortgage loans in foreign currency

From January 1 2025, following the evolution of the international reference indices EURIBOR 6M and SOFR, the interest rate on mortgage loans in foreign currency granted by maib to individuals will decrease.

From January 1 to June 30, 2025, the value of the reference index will be:

  • 2.68% on loans in EUR;
  • 4.64% for loans in USD.

You can check how much the interest rate will be with a simple calculation:

Interest rate = reference rate (shown above, depending on the currency of the loan) + bank margin (you will find the figure in the contract).

From January 3, 2025, the new loan repayment plan will be available in branch and/or on the maibank mobile app.

If needed, call the Contact Center:

  • 1313 - free calls 24/7 only on the territory of the Republic of Moldova;
  • +373 22 45 06 03 - standard rate number, available for any network abroad.

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