In the context of the publication of the National Bank of Moldova (BNM) of June 20, 2023, the reference index, for revolving credit to the card account, granted to individuals, changes and will constitute 7.62%.
Therefore, maib revised the floating rate on the loans granted. It will enter into force from 1 July 2023.
At the same time, understanding the needs of customers, the bank made the decision to reduce the reference index:
- with 2 percentage points for clients of salary projects, which will constitute 5.62%;
- with 1 percentage point for non-salary project customers, which will constitute 6.62%.
Check how much the interest rate will be with a simple calculation:
Interest rate = reference index + bank margin (you can find the value in the contract).
We remind you that the floating interest rate on loans changes twice a year, on January 1 and July 1, according to the reference index published by the NBM.
More information about the new loan installments can be obtained from maib branches or the short number 1313.
