In the context of the publication by the National Bank of Moldova (NBM) of December 20 2023, the reference index for loans granted under the "Prima Casă" program will be 4,38 percentage points.
Thus, see below how easy it is to calculate and what the interest rate will be starting from 01.01.2024:
Interest rate = reference index (4,38 percentage points) + bank margin (you will find the figure in your loan contract).
From January 1 2024, the new monthly loan repayment schedule will be available in the branch and/or the maibank mobile app.
We remind you that for floating rate loans, the interest rate changes twice a year, on January 1 and July 1, depending on the evolution of the reference index published by the NBM.
More information about the new loan rates can be obtained in maib branches or by calling 1313.
