In the context of the publication of the National Bank of Moldova (NBM) of December 20, 2023, the reference index, used to calculate the interest rate for auto loans in MDL granted to individuals, decreased by 3.24 percentage points, from 7.62 percentage points to 4.38 percentage points.
As a result, maib revised the interest rate on active car loans. The updated interest rate will take effect from 1 January 2024.
Check how much the interest rate will be with a simple calculation:
Interest rate = reference index + bank margin (you will find the figure in the copy of your loan agreement).
From January 1, 2024, the new monthly loan repayment schedule will be available at the branch and/or in the maibank mobile app.
We remind you that for floating rate loans, the interest rate changes twice a year, on January 1 and July 1, depending on the reference index published by the NBM.
More information about the new loan rates can be obtained in maib branches or by calling 1313.
