In the context of the publication of the National Bank of Moldova (BNM) of June 20, 2023, the reference index, used to calculate the maximum effective interest rate for loans in MDL granted to individuals, decreased by 5.80 percentage points, up to 7.62%.
Maib revised the floating rate on granted car loans. Therefore, a reduction of 1,25 percentage points will be applied to the reference index, it will constitute 6.37% and will come into force from July 1, 2023.
Check how much the interest rate will be with a simple calculation:
Interest rate = reference index + bank margin (you can find the value in the contract).
From July 1, 2023, the new loan repayment plan will be available at the branch or in the maibank mobile app.
We remind you that the floating interest rate on loans changes twice a year, on January 1 and July 1, depending on the reference index published by the NBM.
More information about the new loan installments can be obtained from maib branches or the short number 1313.
